@mayonegg That place made me so happy. It's right by my friends apartment and when I visited she's like, hey! you have to see this! Like it was a tourist attraction or something. I'm digging Walgreens at the moment. They bought Duane Reade and I'm noticing some quality upgrades around NYC.
@ThatJenn Congratulations on getting engaged! (And trying to stick to a savings goal in the middle of all of it, you are a stronger woman than I...)
@ThatJenn Huh. Well now I'm nervous about paying off my loans completely. Then again, I'll have more of them soon enough...sigh. Thanks for the info!
@rorow That sounds awesome. I agree with all the above--definitely start saving up now. The second thing I would suggest is what you're already doing--getting some experience or at least a toe in the field to see if it's what you really want to do. You sound like you have a really flexible skill set, so hopefully you'll land on your feet no matter what. I think the masters degree sounds exactly right if the peace corps like thing turns out to be a good experience. As someone who did not do this before I got into my current industry--check salary ranges. You might have to take a pay cut unless you take a certain path. Good luck! Sounds exciting!
@sbizzle This is turning into an existential question then. Who are we without our debt? (*cue thoughtful documentary music*) :)
@sbizzle I would calculate the amount of emergency savings I want and then use the rest to throw at that loan. So, like $2,000 or so. It would leave you with a bit over $4,000 in the bank for daily expenses and emergencies. As for the credit thing, do you not have any other source of credit than these loans? A credit card you pay off every month perhaps. I've never heard of a secured loan, but that might be something to look into as well. For what it's worth, I don't think credit scores go down once you pay off small loans... I think a card you pay off monthly would keep it up fine. Anyone else want to chime in?
This thread. For serious. It's awesome. It just makes me so angry when there's another article about how people in their 20s or 30s can't get their shit together. Anywho, checking in! Student loans: February: $1,354 at 2.3% March: $1,307 Savings! I divided my super helpful tax return into semi even sections, one to emergencies, one to my travel/wedding presents fund, and one to be frivolous with (I.E. NEW DRESS!!!) SO! Feb: $3,308 March: $3,810 A third of the way there!
@calamity oh no! That would kill me. Maybe a shorter beach trip? You sound like you deserve one :) How did you end up with such a big balance, if you don't mind me asking?
Mom's in town this weekend, so...hopefully $0? But really I feel a bit guilty assuming mom pays for everything. So I'll assume ...$50 for groceries so I can cook dinner on Saturday and Sunday.
God, is it sad that working as a cashier someplace would be a payraise for me? It is, isn't it. So much sadness. At the same time I'm glad someone's finally gleaned this fact from the world. Bring the bottom up and the top rises as well (or something like that perhaps with less fortune cookie phrasing)