On When Paying Taxes Leaves You Temporarily Broke

I"M SO WITH YOU! My credit card bill is also due this week as well. If both taxes and credit card pass at the same time I will have $13 in my bank account. Meanwhile I've reallocated stuff from my savings to give it some butter but it takes time to transfer. Big Check gets here next week to save me. In the meantime, I have no qualms about using my credit card. I'm less on the fence because I'm not carrying any debt, but it is terrifying to have to depend on it for a week... Use it, what other choices do you have?

Posted on April 15, 2015 at 4:11 pm 0

On On MBAs, MFAs, and Selling Soft Pretzels in China

Just to chime in for the MBA programs, those are all HUGE programs he named, like more than 1,000 people each so of course they're going to have big alumni networks at each of those places. I go to Notre Dame (i.e. <150 people) and it's got way better financial aid and a huge percentage of our classes go into all those places in the article, but we're underrepresented overall. I think that's overall true for a lot of other programs. MBAs are a bit like colleges, depending on what you're looking to go into, you might need a brand name, or a certain type of brand name. Conversely, you might just need someplace with a high placement rate and a decent number of connections in the field or location you're looking to get into. The latter might be more local places that are way cheaper or looking to give money to people who will up their statistics in GPA or GMAT scores. I highly suggest shopping all up and down the top 50 and figuring out what you really want, be it an education, a job at a certain company, or to just get out of wherever you are and into a new locale. As for MFAs...ha hahahaha. But, no, really, I worry about my friends who do MFAs. I'm all for ART but under our current system of student debt "starving artist" takes on a whole new meaning.

Posted on April 13, 2015 at 5:54 pm 0

On The Cost of Insomnia

I swear by melatonin to reset my clock after international trips. Never had any side effects.

Posted on October 14, 2014 at 9:12 am 0

On Help, a Direct Mailing For a Cleaning Service Actually Worked On Me And I'm Worried It Will Ruin My Relationship

@Allison My sister shares your name and i just DEMOLISHED her closet in Chicago. Like, complete overhaul. Made me feel like an organizational superstar for like 20 minutes. Plus she bought me sushi. If your friend from Boston can't come, don't be afraid to bribe other organized friends with ethnic food.

Posted on August 27, 2014 at 8:33 pm 0

On $1.4 Million in Assets, a Million in Debt

@ThatJenn THIS WOULD TOTALLY WORK

Posted on August 7, 2014 at 11:27 am 1

On Friday Estimate

@lemonhead3159 Happy birthday, and don't feel too bad about the angry Mint e mails--I wouldn't feel like the month had truly changed if I didn't get at least one.

Posted on June 27, 2014 at 11:48 am 0

On Friday Estimate

So $0 for tonight. But Saturday is the day of DOING ALL THE THINGS because it's my going away bash. Let's say $15 for karaoke (cheaper in the daytime, plus drinks), then dinner and all the drinks so $40? Sunday I pick up lots of boxes from a friends house to help with my move, but I'll spring for a taxi to get them home, so $15. Then food is free because I get to eat everything in my freezer. Yay. BIG MOVE NEXT WEEK, trying not to freak out through superior organizational strategies. Total: $70, plus priceless memories and mounting anxiety.

Posted on June 27, 2014 at 11:44 am 0

On Do 1 Thing (And a Report on a Successful Thing!)

I'm herding ducks into row this week. I contacted my (super nice)management company about getting an a/c unit installed (omg, people outside of NYC=so nice!).

Posted on June 26, 2014 at 3:44 pm 0

On Battle of the Budgets: YNAB or Mint?

I love Mint, but then again I also usually keep a running balance in my head of how much I'm spending each month--like, my expenses have never gotten too out of hand, so Mint is ideal and free. I love all of the trends graphs. I analyze how much I actually spend on clothing and adjust either my attitude or budget accordingly. I do wish there was a more complex way to set up savings goals and such, but really it's perfect for what I need.

Posted on June 24, 2014 at 11:30 am 0

On Is Air Conditioning Worth It?

While I agree that people lived for thousands of years sleeping and working and such without air conditioners, it's worth noting that the building materials were very different in the way way back. Also, leaving for the Hamptons or wherever they could afford for the summer, or, alternatively, sleeping on fire escapes was a legit thing that people did in NYC. I think we can all vaguely agree that that's prob not safe and if A/C can keep people off precipices it's a good thing. I live in a 100 year old building that is made of brick. It retains heat like nobody's business. It can be 74 degrees outside and still 82 in my room and muggy. NYC is generally getting hotter, due to climate change but also because everything is covered in concrete and that sucks up heat way more than it used too. So yes, you can live without A/C in the northern climes, but, due to density and building materials, living in a city usually means you need A/C.

Posted on June 20, 2014 at 1:53 pm 1