On What Aren't We Spending Money On?

@erinep We are also a Costco household! I live in Atlanta where square footage is relatively cheap, so we have a garage in which to store random bulk items. The thing is, if Millennials (on average) don't BUY houses or new cars, many of us still HAVE houses/not miniscule living spaces, if as renters; and probably most of us live in places where having a (used) car is if not required, pretty standard. The "no space for Costco" thing pretty much assumes living in a metro area where cars are unnecessary and space is at a premium. If I didn't have a lot of space, I'd probably still do Costco for prescriptions/OTC medications (a year's supply of Claritin for $12!), cat food (the bag is large, but not moreso than the biggest one at Target), fancy cheese and La Croix. Viva la giant flats of fizzy water!

Posted on July 23, 2014 at 11:19 am 0

On Account Joined

@Josh Michtom@facebook Yup. Here in GA, if you're married (or later get married) you both have equal rights to the kid. If you're unmarried and dad legitimates, he has standing to petition the court for custody or visitation, but until it's ruled otherwise mom is presumed to have custody. If you're unmarried and dad has not legitimated, mom is sole legal parent. Doesn't matter if his name is on the birth certificate, kid has his surname, he has lived in the same house since day 1 and been the primary caregiver- mom is IT without legitimation. I have Many Feelings about this and how it plays out in my work.

Posted on July 11, 2014 at 7:19 pm 0

On Account Joined

@littleoaks That's a thing in Georgia too! I'm a family law attorney, and unmarried fathers can "legitimate" their kids in two ways- 1) what Meaghan describes, where the parents sign the form before a notary in the hospital (not just a regular witness! A notary!), and 2) much more complicatedly, they can petition the court for legitimation later. Without one or the other (or marriage, either before or after the kid's birth), the dad has no parental rights. Weird stuff.

Posted on July 10, 2014 at 8:46 pm 0

On It's a Good Time to Go to Law School? Really?

@Ester Bloom My story involves using my JD as a lawyer, but...I have a JD and six figures of student loan debt and work in a low-paying public interest job while aggressively paying down the loans, using the Public Interest Loan Repayment program, and being broke but happy a lot. And I love my job and don't regret my degree/debt. Maybe this could be an interesting perspective- a case in which the debt situation looks not great but it's working out okay, and I found the job I imagined when I decided to go to law school.

Posted on June 29, 2014 at 6:04 pm 0

On The Realities of Being an Adult With a Job Through Beverly Cleary's Mr. Quimby

@HelloTheFuture Yes! That had perfect casting. All of them, even the ones who did not grow up to be Sarah Polley.

Posted on June 17, 2014 at 2:33 pm 0

On The Realities of Being an Adult With a Job Through Beverly Cleary's Mr. Quimby

@umlauts Totally! I had the anxiety over seeing money/job stuff reflected in the Ramona books, combined with a comfort in recognizing so much about how the family worked. Including the not-ideal babysitting arrangements, the rare special treats when money was tight, the sort of pride Ramona took in the family's efforts to save money. Does anyone remember the scene where she tells some random stranger, "We have to scrimp and pinch to make ends meet," having heard it over and over from her parents?

Posted on June 16, 2014 at 4:30 pm 0

On Is Debt Management Just Part of Being an Adult?

@Sorbee I'm personally in a similar boat (attorney, lots of loans) but with a partner who brought homeownership into the relationship, which adds a layer of oddness. For various reasons he has a lot more discretionary income than I do, in addition to the house, so he/"we" are able to save more for the future than I, either in or out of the relationship, can do individually. SO I'm torn between trying to contribute equally to our shared goals, or knocking out my individual debts, and it's a constant balancing act.

Posted on June 12, 2014 at 1:17 pm 0

On Solidarity Forever! Talking With a Radical Coop-Living Bride

Congratulations and yay for Rebecca! This sounds so great. Just one loving nitpick, because I can't not, re: "Bio-children have legal relationships to both their parents totally regardless of whether their parents are married." This is not true everywhere! I'm a family law attorney in Georgia, and here (and a few other states) unmarried fathers have to go through a legal proceeding called "legitimation" in order to have parental rights to their children. If parents aren't married, and the dad has not legitimated, the mom is the sole legal parent and has 100% of the rights over the kids. I'm not endorsing this system... just noting that it is still the law of the land in some places. But not, I hope and assume, in Rebecca's state! Everybody meet with a lawyer if arranging non-traditional family structures, which are great! :drops mic:

Posted on May 22, 2014 at 3:49 pm 0

On Let’s Throw Some Money at Our Problems: April 2014 Check-in

I'm starting a new loan this month, since I finished paying off my smallest one! A Mike Dang card request is pending :) NEW BIGGER LOAN: was initially around $44k- I've been paying the minimum for the last year and a half while paying off the smaller loan. It has a 7.4% interest rate and a minimum payment of $404.53. March statement: $40,518.10 April statement: $39,559.22 Woooo! (Meanwhile, I'm just about treading water on savings- have right at $1,000 right now.)

Posted on May 7, 2014 at 10:29 pm 0

On Let’s Throw Some Money at Our Problems: March 2014 Check-in

So I've been working on my smallest student loan, which has a 7.5% interest rate and a minimum monthly payment of $55ish. I expected it would be paid off this month, because I have a pending check from my alma mater's loan assistance program that keeps not arriving, but here we are and here the check is not. February statement: $3,193.29 March statement: $3,162.97 Since I've moved my aggressive payments to my other loan in anticipation of the loan assistance check, I'm going to start tracking that here instead: February statement: $42,402 March statement: $40,518.10 (got a bonus and threw it all here!) Meanwhile, in savings: February statement: $1,125 (and change) March statement: $1,325

Posted on April 7, 2014 at 2:17 pm 0