Post grad-school, fall of 2008, when it became painfully obvious that job searching was a joke, I began my three years of retail management. I had always worked retail and service jobs through high school and college, but always part-time, no more than 20 hours a week unless school was out and demand was high. Now I was working 45+ hours a week, and managing that puzzle of a schedule. I, too, view my leaving as an escape, and the thought of returning to it is akin to failure. I hated how people reacted when I told them what I did, real or perceived judgment feels the same. You start to surround yourself with similar people because 1) the hours and 2) because they "got it," but it doesn't allow you to network for potential "real" jobs and you feel like you're falling down a retail rabbit hole. Not all of it was bad. I took pride in helping people solve their own problems, large and small. I met some really great people between employees, customers, venders, etc. Once I settled into the job I enjoyed having a mental break compared to grad school. But it doesn't pay enough, there's never the budget for enough staff, corporate stores will suck out your soul, and customers will break you.
I had to have a sort of breakup with my bodega when I moved to a new neighborhood. He always had my wine, cold cans of diet coke, and other specialities for me, and noticed every time I backed off for a few days. I thought about disappearing, but felt that I owed him a goodbye after three mostly pleasant years. He still gets excited and gives me hugs when we run into each other, thankfully that's a once a year occurrence, if that.
I had a similar allowance structure, with some key differences. After my childhood having a chore system where I got paid a quarter to unload the dishes, or a $1 for cleaning the kitty litter, by late middle school my parents actually made me make a budget of sorts. I had to estimate what I needed for a year, how much I would spend on clothing, toiletries, entertainment, etc. The only thing not included would be food, as food was a family expense, and anything "educationally related," like school trips and clarinet things. (reeds are expensive) This budget went through several drafts - do you really need this much money for shoes? why is your hair cut so expensive? you're not taking into consideration this for your entertainment budget - and when the parents were happy with the budget, we essentially broke that down to a biweekly allowance and it, more or less, became my allowance. It wasn't enough to cover everything to the penny what I written down in the budget projection, but it was more than plenty. And no joke, I was on my own. When we went shopping, it was my money. When I wanted to dye my hair some stupid color, I paid for it. I'm definitely more of a spender than a saver, and that was established way before I started my allowance, and I think they hoped this arrangement would make me understand savings better. I would say that it helped me understand how to get everything I wanted and needed and not be broke, i.e. to be creative with my spending, but savings was then and still is a challenge to me. I think the key factor that screwed me up, though, is that the cost of living - rent, utilities, etc - came into play far too late in the game. I went to a school with housing on campus for all four years, and then went straight into grad school where my parents still paid my housing (cause they are amazing). So well into my 20s, even as I phased out of the allowance and phased in part-time jobs, I still never understood that a good chunk of my money would very soon be going toward rent. My mother was gracious enough to outline a goal of when to start paying my rent after grad school, so I didn't fall off the cliff, but even still I was so used to the idea that $500 of a paycheck is $450 I can spend as I please. It's weird to think of it now, how my family was doing everything possible to set me up for an independent life apart from them, but paying for your home whether rent or mortgage was the one thing very much absent from my financial teaching and upbringing. For the record, my younger sister was put on a similar allowance, and she saved every stupid penny. Naturally, I hate her.
@Marissa more like the Pepsi Co., with every flavor under the sun meant to hit each specific year of one's life. you'll start with boone's farm, then legally move on to carlo rossi, then graduate to barefoot, then upgrade to gallo family, and eventually mature into the "international" wines of ecco domani, but then the snow comes and you discover you love apothic, it's just so smooth and bold. they will hold their grip on you til death, when you've finally come full (legal) circle to carlo rossi because you just want your damn chablis (with ice) at a value price, dammit.
@polka dots vs stripes Museums are non-profits (for the most part), and I think you're forgetting that in thinking they don't "need" your money, or larger museums need your money less. A museum isn't a subsidized public space (unless perhaps we're talking Smithsonian, which is about 50% govt funded and probably closed today anyway), and it's not a self-sustaining house of curiosities. It takes a lot of people to run a museum - and even more volunteers - and very very few people are making any money there. I wouldn't advocate a stance that if you can't afford to go, oh well, but it's not like going to your local park - which is justifiably a very small percentage "yours" if you're paying your taxes. If there's a pay what you can option, then pay what you can. And don't pretend your hometown crappy museum is just like a small organic farmer, the little guy fighting to stay alive with the big giant MET taking away all the fancy art people. False dichotomy.
You know, I'm beyond tired of people using "busy" as an excuse to be rude. We're all busy, we all get too many emails, but most of us also find plenty of time to read and comment on blogs, to have a coffee, to socialize with friends. I refuse to believe that because I used four too many sentences in my email that your life is so out of control that you can't find the fifteen seconds to continue reading. The people I work with who get back to me are no less busy than the ones who don't, and often are the ones who actually are the most busy. Instead, they are the ones who value respect, etiquette, and decency. Those clients who don't get back to me on a regular basis or at all, they are the ones whose reputations proceed them - they are known for being rude, full of themselves, and only looking out for themselves. And since we haven't all descended into caves without human interaction, I still see all of these people in real life. You can always tell when busy is an excuse and when it is a reality. Not responding to emails actually only hurts the recipient. It reminds me of the old adage regarding people who are consistently late - it shows to the person waiting that you think you're worth the other party waiting on you, that their time isn't as valuable as yours. It's arrogant, really.
I have many friends in the restaurant industry, and this doesn't seem to be new news, or rather it's interesting that the automatic tip (and big corporate restaurants weighing in) is what has triggered it making the News. I haven't had a chance to talk to them about this since it came out, but what I know is that 1) a substantial portion of their tips are now coming in their check because the abundance of credit cards means there's not enough cash at the end of the night and 2) this has already altered how they report and tax their tips. I think they are still able to get that money untaxed, and file their 1099s or whatever it is at the end of the year, but technically there is now an electronic record of what they were tipped and the days of underreporting are, if not gone, definitely diminished. Not only that, but I know a specific restaurant (100 seats, which is moderate for city but definitely a fraction of, say, an olive garden, and privately owned) who has had some serious tax talks with their staff because of increased auditing (or fear thereof) and while some cash tips definitely get pocketed, it's made everyone there quite legit in their taxes. It should probably also be noted that this is a pooled house. Point is, I'd love to hear from some servers and bartenders out there if you've already seen things change regarding tips and taxes.
@boringbunny Two sentences thrown in not as argument but as fact, the article doesn't lend itself to dialogue. I agree with hearing all sides and reading things I don't agree with, but a smug attitude always rubs me the wrong way, even if I fall on the same side.
Can I ask the dumb question here, which is - what exactly is the point of an executor to a will? Is there cultural tradition to it? Legal necessity? Obviously I don't understand it well in general, but it does seem weird to have someone you trust enough to effectively distribute the will, and yet that person isn't even in it!?! It seems uncouth for some reason, but I put my ignorance front and center and ask for clarification
@stuffisthings I was raised north of Atlanta and when Dasani came out people made the assumption/started the rumor that it was "hyper-purified and chlorinated Chattahoochee River water" and mentally I could never get past that, even though it is probably just Atlanta water bottled up. But knowing that Atlanta does not have enough water to support itself, and it gets it from reservoirs in tiny mountain towns like the one I'm from, and even as far as Tennessee, it does make you wonder "no really, what's the point?"