On No Discounts for Millennials

Not to be that guy...who doesn't live there...buuuut in Europe, usually things have discounts until you are 26, whether you are a student or not. Helping the old AND young is not impossible (well, unless your labor coalition is wrecked by financial betting)!

Posted on May 21, 2013 at 4:40 pm 2

On How to Make a LinkedIn Profile That Will Actually Help You Get a Job

@Harper Alexander@facebook But were you contacted without any solicitation by a recruiter, through a mutual contact who was not aware of your being contacted? I feel like that is the only value-added possible. But I would love to be wrong!

Posted on May 20, 2013 at 5:41 pm 0

On How to Make a LinkedIn Profile That Will Actually Help You Get a Job

This still hasn't convinced me that anyone has ever gotten a job from LinkedIn. It is an easy way to show a resume. That's it.

Posted on May 20, 2013 at 5:24 pm 0

On What Happens When the Sky Isn't Falling?

"Paul Krugman, who attacks deficit-hawkism almost every week in his widely-read column, has also touched on these themes once or twice over on the editorial page." The editorial page is the Opinion section, I assume you mean he writes for the magazine sometimes.

Posted on May 15, 2013 at 9:02 am 0

On Growing Up With Money Doesn't Make You Good With Money

@KathleenD@twitter Are you sure you don't mean TallTyrionLannister?

Posted on April 29, 2013 at 4:16 pm 2

On Sallie Mae: Helping You Pay Less, So You Owe Them More

@Heckyes Right, duh! This Times article covers the "lucky" ones. But also says the public service people don't owe tax? http://www.nytimes.com/2012/12/15/your-money/for-student-borrowers-a-tax-time-bomb.html?pagewanted=all

Posted on March 12, 2013 at 2:30 pm 1

On Sallie Mae: Helping You Pay Less, So You Owe Them More

It's SORT OF no longer true that you can't get rid of student loans. If they choose or switch to the new income-based repayment, most public service workers can have debt forgiven in 10 years. For everyone else, it's 25 years. Admittedly, 25 years is so long that it basically only helps someone who never escapes poverty.

Posted on March 12, 2013 at 2:08 pm 0

On In The Interest of Lowering Future Student Debt, My Loan Situation

@Sallymander I guess I went too far by saying "don't save at all if you have debt!" If don't have a steady income, you need to save. If you have savings goals over one or two years, you need to save. If you can't pay off your loans for many years even when you land a job, you need to save. But don't save just to save, make sure you know it is worth paying more in loan interest, which can double your principal if you only pay the minimum for years.

Posted on February 12, 2013 at 12:10 pm 1

On In The Interest of Lowering Future Student Debt, My Loan Situation

@Wilgrims Also assuming you qualify for countless 0 percent introductory rate credit cards and 3 percent balance transfer fees, of course. But you don't need great credit for that.

Posted on February 12, 2013 at 11:32 am 0

On In The Interest of Lowering Future Student Debt, My Loan Situation

I think it actually doesn't make sense for anyone with debt to save at the moment, if (and I know that's a big if) they are responsible with credit cards. You can get at most 1 percent interest in a savings account. If you need emergency money, that's what a credit card is for. The security of savings is not worth paying much more in loan interest. If we ever get back to 3 percent savings return, maybe. But even then that's iffy.

Posted on February 12, 2013 at 11:30 am 0