You Need A Budget! I cannot recommend it enough. I've been waiting for an appropriate post to bring this up. Actually I think I got the recommendation from someone in the comments here ay the Billfold. Anyway I come from an extremely poor family, and have always had a terrible, destructive relationship with money. For the first time in my life, I’m not living paycheck to paycheck (despite making barely above minimum wage), my CC gets paid off in full every month, and I’m finally paying down the $2.5k in personal debt that I’ve been carrying around for about 5 years (almost 30% there already!), and amazingly I haven’t really even felt any of this at all. I don’t feel like I’m depriving myself to budget. It’s sort of similar to Quicken, in that you track all of your spending, and it’s assigned categories. But it has been amazing for me and a success in a way that Mint and Quicken both failed me. There’s a corresponding iPhone app (I think one for Android as well, though not sure), so tracking spending is super easy. I just input any spending I do as I do it, and it gets categorized and input right then. http://www.youneedabudget.com/
On I Love Quicken
You Need A Budget! I cannot recommend it enough. I've been waiting for an appropriate post to bring this up. Actually I think I got the recommendation from someone in the comments here ay the Billfold. Anyway I come from an extremely poor family, and have always had a terrible, destructive relationship with money. For the first time in my life, I’m not living paycheck to paycheck (despite making barely above minimum wage), my CC gets paid off in full every month, and I’m finally paying down the $2.5k in personal debt that I’ve been carrying around for about 5 years (almost 30% there already!), and amazingly I haven’t really even felt any of this at all. I don’t feel like I’m depriving myself to budget. It’s sort of similar to Quicken, in that you track all of your spending, and it’s assigned categories. But it has been amazing for me and a success in a way that Mint and Quicken both failed me. There’s a corresponding iPhone app (I think one for Android as well, though not sure), so tracking spending is super easy. I just input any spending I do as I do it, and it gets categorized and input right then. http://www.youneedabudget.com/