brb, changing name to Mr. Sassy Mist.
I paid 21% of my take-home in rent last year, which is less than I thought - makes me feel a little better about living in a dank basement (okay, not totally dank. I mean, when it's sunny out, sometimes we even get direct sun for an hour or two!)
@cuminafterall Be careful, though - those are the gateway piercings. One day you're going to find yourself setting off metal detectors everywhere you go, and you'll look in the mirror and realize you no longer recognize yourself behind all the sparkly bits on your face. (j/k, I'm sure you have the willpower to avoid a piercing addiction spiral)
@RosemaryF Oh for sure. That is absolutely a terrifying scenario.
@cuminafterall If I can count my tattoo as a wedding expense (I wore a strapless dress and had one on my shoulder that I didn't like so I had it covered up with some gorgeous lilacs that I love), then you can definitely count your ear piercing. (But! If it's going in the cartilage, don't go somewhere that uses a piercing gun).
I think part of the reason we're less worried about it is because, like the post and these comments are saying, it seems like the vast majority of fraud is "small" and easily reversible. Yes, it would be absolutely devastating to me if someone stole my whole identity and ruined my credit and I had to do that thing where I get a new social security number and it gets flagged as fraudulent for the rest of my life because it doesn't match my birthday. But I've had my cards used fraudulently two or three times, and there haven't been any permanent consequences.
@stuffisthings Because if they park on my block, not only do I have to see icky poor people, but they are violating my god-given right to park as close to my home as humanly possible.* Really, what I would like is an acknowledgement that building a city in a way that essentially requires you to have a car is actually a lot more limiting to people than building in a way that gives people choices about their transportation options. *(people who actually need to park close exempted, of course)
@thecoffeestain In Seattle, the typical experience seems to be credit/background check, first and last month's rent, and maybe an additional damage/cleaning/pet deposit, but as the apartments are getting more expensive, they're getting stricter.
@Jake Reinhardt I also love the concern-trolling, where they're trying to argue that these apartments are somehow inhumanely small. I mean, sure, we want to avoid a slumlord situation, but I know a lot of people who would be fine with less space and a shorter commute, and as long as the apartments are safe, that's their choice to make.
@stuffisthings Well obviously they should just be not poor!