On Examining My Grocery Spending

I just went grocery shopping this weekend! I love grocery shopping, I try and cook all my meals and I write up a meal plan every sunday with my weeks worth of lunches and dinners (breakfast I don't plan but is usually leftovers or soy yogurt, or an avocado). I've started a new thing where instead of planning and packing separate lunches (which takes up a lot of time and planning) I just make 2x the amount of dinner I normally would and then chop up the leftovers and put it either in a tortilla for a burrito or on top of a salad base (I make a big salad base of chopped lettuce, carrots, and cucumber every Sunday) for a salad. I have a 10 day budget so I shop for 10 days of food at a time and usually spend around ~$50. What I buy each time is a little different depending on what I have leftover (ex this week I replaced a bunch of oils and condiments which I wont have to do for the next few weeks so next week I'll probably replenish meats, etc).

Posted on May 5, 2015 at 3:18 pm 0

On When Do I Tell My Boss That I'm Applying to Other Jobs?

Except in special situations like the case above there is literally no reason why you'd have to tell your boss you are interviewing/looking elsewhere and in general you shouldn't do it. Even at a great workplace and even if your boss totally supports you it can end with you getting pushed out to soon. It's also not necessary, it's pretty responsible to wait to announce anything until you've signed your hiring papers elsewhere and no one will be surprised if you wait until that point as long as you give the appropriate amount of notice (which you can settle on with your new company by letting them know you can start 2 weeks from officially signing on). Until then just say you have an appointment or book a few interviews in one day and take that day off to 'take care of personal errands'.

Posted on May 5, 2015 at 10:13 am 3

On First of May, First of May, Brand-New Budget Starts Today

If you can save up enough to have one months spending money (not one months take home pay but just whatever you've budgeted as your max spending per month for things like food, cleaning supplies, fun, etc) in a savings account it may be easier to pay yourself out of that on the first of the month and then transfer your spending money as it comes in from your paychecks into that savings account to keep replenishing it. What I do (and this is probably a bit easier for me because I'm not a freelancer and my work will split my paycheck deposits into two checking accounts) is have the amount to cover my rent, bills, student loans, and recurring credit card payments (ex. hulu plus, therapy bill) + $25 (to make sure I don't overdraft) into one checking account where I've hooked up all my direct deposit payments (like for my electric bill) and automatic rent payments. I never touch this account and look at it in mint. The rest of my paycheck gets deposited into another account that has a checking and savings. The paycheck goes straight into my savings and then every month I basically transfer over my 'allowance' on the 1st, 10th, and 20th of each month (I use a 10 day budget but you can also set it up to transfer every monday or every 1st and 15th of the month or whatever works for you). The rest just stays in savings. The only works because I started my account with my spending money (for me that's about ~$400/month and covers everything that my other account doesn't, so groceries, shampoo, laundry, going out money, etc) so I had something to transfer from so it helps a lot with dealing with my annoying bi weekly paychecks that mean some months I get paid the first week and other months my first paycheck doesn't come until the second week.

Posted on May 4, 2015 at 11:22 am 0

On In Which I Try to Get HBO Now to Work on My MacBook Air

It also works on apple tv which are $69 right now. I don't know how that price compares to a used iphone or ipad but if it's cheaper you could go that route and then return the fire stick since an apple tv is probably compatible with a lot of the same apps, plus you can use hbo now on it.

Posted on April 9, 2015 at 9:18 am 0

On How Small Is Too Small, When It Comes To Charitable Gifts

Hi! I work in development and yes small donations are incredibly important. And not just in the sense of little amounts adding up to a big amount (which is important too) but because they affect our participation numbers, which is part of the data that organizations use to determine whether they want to give us a grant. If people donate regularly they see that our services are wanted (in this case I work at a University so alumnae donations show that the people close to us support our organization) and they are more likely to give us a big grant. Also I process lots of small donations and I've never felt like time was an issue at all. Also sometimes building support through regular donations can lead people to leave us in their will which is a great way to give a big donation if you don't have much cash on hand. If you're really concerned about it just donate online. But yeah, small donations are very important!

Posted on April 2, 2015 at 11:45 am 1

On Women At Work, At Home, & At Rest -- JK, At Work Again

That last article really made me think it would be fascinating to see the perspective of someone who didn't want to stay home, but had to because it was cheaper than working and acquiring child care. I think a lot of the discussion on staying at home (which is unfortunately not an option for most people that want it) is for people who on some level want the option to be a stay at home parent and I'm curious about other people who, I guess "have" (even if financial circumstances forced their hand) the option to stay at home but don't want to.

Posted on March 13, 2015 at 11:26 am 1

On Who Gets the Privilege of Paying for HBO Now?

It's only for 3 months! It's an exclusive launch with apple. Also even during the exclusive launch you can log into hbo now from your browser (to watch on any laptop you want) so you don't have to wait out the 3 months to use it, you just have to wait 3 months to get the app for other devices (like chromecast or roku or your tablet).

Posted on March 10, 2015 at 3:16 pm 0

On Friday Open Thread: I Didn't Yet Know About These Moneysavers

@therealjaygatsby Some grocery stores will let you go through their circular and click a 'load onto card' button and the coupon will automatically download to your loyalty card. So you can just load everything a brand you buy onto your card once a week and then at the grocery store when you swipe it will add them in on top of the regular store savings. You can combine those with printable or manufacturers coupons as well.

Posted on February 27, 2015 at 3:42 pm 1

On Friday Open Thread: I Didn't Yet Know About These Moneysavers

@RiffRandell Hi, that's my job, sometimes it's also listed as Department Assistant (for the development department). You'll be doing a lot of database work, address changes, record entries (like, of conversations and communications between staff and the donors), ask amount updates, pledge entries. You'll be pulling and running a lot of different reports on giving based on particular parameters, the daily donor report is most likely a report of what gifts came in that day and where they went to (ie if you have a variety of funds or areas that one could donate to that will be included). You'll most likely be in charge of preparing all the mailings. You'll be most likely not involved with writing the letters for any direct mail campaigns but you will be running the report, formatting it, and printing and folding and stuffing all of the envelopes (in my office a mailing is usually about 400-500 letters but it depends on the office). You'll also be involved with setup and catering for events and general admin work. It's typically pretty repetitive data heavy work. There's usually way more work to do than can be reasonably done in the time given (like having to update thousands of records within a week after a big event on top of your other responsibilities). If you are really passionate about fundraising it can be a good foot in the door but it's otherwise pretty busy and tedious unless you find data entry especially thrilling.

Posted on February 27, 2015 at 3:41 pm 0

On New York on $70 a Week

@sea ermine I kind of wish a different title had been used for this article. I think what she was saying has a place as part of the diverse spectrum of how people do money but it's presented in a way that makes it seem like it will be much more. When I read the title it seemed like it would be about someone who genuinely made $70 a week, or if not that, someone who had only $70 a week left after rent to pay for electricity and food and transportation, etc. That would have been a really fascinating an rarely heard perspective! And instead we got something that was interesting, but only uncommon in the sense that most college students have less than $70 a week left after tuition and housing so it's not quite what comes to mind when one reads "new york on $70 a week). Again, not a criticism I just hope things are framed a little more accurately in the future/now I kind of want to read an interview with someone who genuinely does live only on $70 a week in an expensive city.

Posted on February 26, 2015 at 4:49 pm 2