On Friday Open Thread: I Didn't Yet Know About These Moneysavers

@therealjaygatsby Some grocery stores will let you go through their circular and click a 'load onto card' button and the coupon will automatically download to your loyalty card. So you can just load everything a brand you buy onto your card once a week and then at the grocery store when you swipe it will add them in on top of the regular store savings. You can combine those with printable or manufacturers coupons as well.

Posted on February 27, 2015 at 3:42 pm 0

On Friday Open Thread: I Didn't Yet Know About These Moneysavers

@RiffRandell Hi, that's my job, sometimes it's also listed as Department Assistant (for the development department). You'll be doing a lot of database work, address changes, record entries (like, of conversations and communications between staff and the donors), ask amount updates, pledge entries. You'll be pulling and running a lot of different reports on giving based on particular parameters, the daily donor report is most likely a report of what gifts came in that day and where they went to (ie if you have a variety of funds or areas that one could donate to that will be included). You'll most likely be in charge of preparing all the mailings. You'll be most likely not involved with writing the letters for any direct mail campaigns but you will be running the report, formatting it, and printing and folding and stuffing all of the envelopes (in my office a mailing is usually about 400-500 letters but it depends on the office). You'll also be involved with setup and catering for events and general admin work. It's typically pretty repetitive data heavy work. There's usually way more work to do than can be reasonably done in the time given (like having to update thousands of records within a week after a big event on top of your other responsibilities). If you are really passionate about fundraising it can be a good foot in the door but it's otherwise pretty busy and tedious unless you find data entry especially thrilling.

Posted on February 27, 2015 at 3:41 pm 0

On New York on $70 a Week

@sea ermine I kind of wish a different title had been used for this article. I think what she was saying has a place as part of the diverse spectrum of how people do money but it's presented in a way that makes it seem like it will be much more. When I read the title it seemed like it would be about someone who genuinely made $70 a week, or if not that, someone who had only $70 a week left after rent to pay for electricity and food and transportation, etc. That would have been a really fascinating an rarely heard perspective! And instead we got something that was interesting, but only uncommon in the sense that most college students have less than $70 a week left after tuition and housing so it's not quite what comes to mind when one reads "new york on $70 a week). Again, not a criticism I just hope things are framed a little more accurately in the future/now I kind of want to read an interview with someone who genuinely does live only on $70 a week in an expensive city.

Posted on February 26, 2015 at 4:49 pm 2

On New York on $70 a Week

I'm so confused about the part here: "I took to staying out late, pounding $2 well drinks with friends until last call just to score a few free loaves, begging for three or even four." Am I misunderstanding this? A loaf of bread doesn't cost more than $2. Even if she wanted to both have a drink and bread she said she was pounding drinks, which implies she had money for more than one $2 drink? Let's say she had 5 drinks that's $10. She could have had one drink $2 and still had $8 left which probably could have bought her a loaf of bread and other groceries (not much but at least a package of deli meat, a jar of peanut butter, and maybe some sort of veggie for a more filling sandwich). A quick google search shows a family dollar with decent grocery prices right outside of Fordham's campus, can't be more than a 10 minute walk, plus a bunch of other grocery stores. I'm normally really sympathetic to being stuck on a budget and to how being new in college can lead to not being aware of all of your financial options (ex. I had a bunch of friends who didnt sign up for work study until their junior year (instead cobbling together tip based jobs with irregular pay) because they just weren't aware it was an option) but it seems like a lot of the hunger and hardship here could have been avoided by just...buying food. With the $70 she had each week (since she didn't have to use it for housing or tuition apparently) she could have bought decent groceries and still had money for toiletries and getting an occasional drink with her friends. That's how much I spend weekly and I have a full time job in NYC so I don't think our food/drink/fun prices are that different. Just want to edit to say I'm not criticizing! I'm just sort of confused. I read the piece again and it seems like she must have been comparing herself to roommates who shopped at whole foods and went out all the time which is frustrating, but the average college student buys cheap groceries from the dollar store and splits a six pack with friends on occasion and would be pretty pleased to have $70 a week.

Posted on February 26, 2015 at 4:36 pm 6

On New York on $70 a Week

@TheLifestyleCreep Yeah that part was strange for me. I don't think I spent any money during the week that wasn't on food? Maybe $10 every so often to go out to eat? My work study job made me enough for groceries each week (I did not have a meal plan) but that's mostly all I really spent money on and that was true for most of my friends. Had I had $70 a week and a meal plan I would have been fine (honestly even without the meal plan, I spent $50 a week on groceries (and still do now out of college and living in nyc) so that would have left me $20 a week for drinks or going out which is...what I spend now on drinks and going out each week as an adult with a job).

Posted on February 26, 2015 at 4:19 pm 0

On How Much Allowance Money Should You Give Your Children?

I couldn't legally work in the countries I lived in as a kid/babysitting options were often limited so my parents used an allowance to teach money habits and I think it worked pretty well. Plus with school and extracurriculars and homework I was going to bed at 2am and waking up at 6am most days and I have no idea what I would have done if those 4 hours of sleep were replaced with work. We did it by age as in the example above, and I would put half into a savings account (or rather I would give half to my dad each month and he would put it into a savings account) and the rest I would budget for the things I needed or wanted to do (ex. if I wanted to go to the movies with a friend I would use the money for the ticket). Once a year I could take $100 out of the savings to treat myself to something but the rest stayed in savings and my dad would show me how he would use the money to buy CDs which ended up going towards my College tuition once I graduated high school. As I got older they slowly handed off more responsibility for buying things. Like for example, I grew a lot and usually had to replace my clothes/bras/underwear yearly so once a year (usually just before the summer, to take advantage of back to school sales) they would give me a clothing budget which I would use to make sure I had enough clothes to last through the year. I'm pretty good at budgeting now so I think it all worked out ok.

Posted on February 24, 2015 at 4:07 pm 0

On Buying a Soundtrack From 2000 in 2015

@Adam Freelander If it's super important to have it in CD form you can get it used for $5.99 from FYE

Posted on February 4, 2015 at 9:35 am 3

On Buying a Soundtrack From 2000 in 2015

It would probably make more financial sense (and be more immediate than waiting for something to come in the mail) to download the songs individually and then make an itunes playlist called Love and Basketball with those songs in it in the appropriate order. Which sounds tedious but otherwise you're paying $45 for a CD, waiting for it to arrive, and then ripping it onto your computer (unless you only want to listen to it in a CD player, assuming you have one).

Posted on February 4, 2015 at 9:24 am 1

On Minding the Gap

@sea ermine Also volunteering part time while unemployed can help fill the gaps in your resume, gives you something to discuss with employers (if the volunteering is relevant, like if you work at a non profit and the volunteering is in the field of interest), and helps motivate you during an otherwise stressful time. I imagine freelancing could do the same thing.

Posted on January 21, 2015 at 9:10 am 0

On Minding the Gap

When I was unemployed and people asked me what I do I would mention my field and then say "but I'm currently unemployed and applying for [insert job type here] of jobs". Half the time the response would be "oh my office is hiring that, send me your resume" or "oh my friend works in that industry let me put you in touch with her". The job I got ended up being one I found on my own but I got some really good feedback and made good connections through basically being honest with people about my situation. Given the way the economy has been since 2008 I don't really feel that unemployment is that taboo anymore, and even if it was I didn't feel ashamed of my situation. Granted, when I was unemployed it was because I graduated school and moved to a new city (and even if I hadn't moved, I was in the work study program which is for full time students only so I would have been unemployed anyway) but I've had friends who were unemployed because they got laid off and they just say "I just left my job and I'm looking for work in [field x]" and the response is always positive or offers to put them in touch with someone they know who works in that field.

Posted on January 21, 2015 at 9:08 am 0