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On Money and Depression: Telling Your Boss, Or Not
I feel that telling your boss about your depression or mental problems is generally a bad idea. This is because most of the time your boss, while they may want to be a sympathetic person, is at that point going to have to evaluate your illness as a potential liability within their business. Another thing - when you are someone who is 15 minutes away from a breakdown at any point, everyone knows. No one that works with you or has ever worked with you has not noticed how fragile you seem to be. And guess what? It's pretty common. My tone here seems harsh but that's just how I am. The truth is that I feel disabled by my own mental problems too. I am very classic Borderline, every typical symptom is a huge debilitating part of my life. My best advice for you both is to focus on coping methods.
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On Is There Anyone on Earth With As Much Debt As Me?
@TheclaAndTheSeals That is absolutely insane. What is wrong with this country?
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On Year One Was Bad, Year Two Is Agony
My personal perception is that there is probably a better way to do whatever it is they are doing. The main criticism I have is that what they are doing now isn't teaching them how to live in a balanced way. Even if they get out of debt completely living these lifestyles of punishment, they still haven't learned anything about balancing their budget for practical and personal needs. I would hate to see them caught in a cycle of indulgence and repentance.
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On Interview Techniques (As of Yet Unsuccessful)
@melis Ease up Melis, you'll pull a muscle.
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On Conversations About Our Student Loans
Oh, man. This thread and article hurts my heart, because I am struggling so much right now personally, financially, spiritually because I do not know what to do with myself. I have $45,000 of SLD, all Stafford and a little Perkins. I will probably consolidate under IBR eventually, unless I can make standard payments. My major was Music Education. I have no desire to teach and my social anxiety makes me a bad candidate for virtually any leadership job. I don't have connections because I don't make them with people, so I feel like grad school for vocal performance (my dream) is unattainable. I'm living at home right now, and feeling like an ultimate, awful loser. I wish I knew what to do but I feel like I truly will never be happy. Sorry for the sob story but maybe some of my peers will understand my problems. :-\
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On Things People Do When They Actually Have No Money: Moms Kicked Off Of Welfare Edition
I do not think that if you come into this country illegally that you can whine and cry about not getting enough free money for yourself and your children every month. Go ahead, rip me to shreds. Oh, I'm also a liberal.
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On Young, Privileged, and Applying for Food Stamps
This reminds me of when I decided to go on medical benefits at the ripe old age of... 22. And this was still during my undergrad. To make a long story short, I became financially separated from my parents in order to receive enough financial aid to live away from them. For the past two years, I had been forced to purchase my own health insurance because my Dad had lost his job and my school required all students to have health insurance. How did I do this? Drained my savings. Completely. It was awful. So, as soon as I had my own address, I got up the courage to go to the SS office and to apply for medical. I still have it now, at 23 and freshly graduated. I consider myself very lucky to have it - my boyfriend, who is a grad student, has to pay expensive co-pays and most of my friends don't even have health insurance. But, next year, I could be without it as well. My best friends are all on food stamps. One friend, I can honestly say, probably doesn't deserve it as much. Why? She has been living off of her Mom's bank account for years. She carries a debit card for it. They also pay her rent, or still help considerably. Anyway, I digress. It takes a lot of courage to apply for aid, and it can really make you feel like crap.
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On Fired Waitress Speaks Out
That waitress was abusing the auto-gratuity option in the computer system - usually you save that for bills over a $100. My guess is she started doing that on the sly for all of her customers so that she would make more money.