Wait, wait, wait. The writer owns a vintage shop? I would like to read more about that, please! With pictures! And maybe links to buy things...
And I will be bringing a ton of business cards to the Billfold event! You guys are all getting carded!
I have business cards for my job that come in handy (yes, people always ask for them) and then I have personal ones that I use for freelance stuff and when I meet a new person that I want to have my real email address. When I was in college I had cards made up every year—it was like $20 for 500—and gave them to everyone I met. I got a tremendous amount of pleasure out of that; in bang-for-buck terms, it was maybe the best money I ever spent.
For some reason the cinematic shoplifting scene that sticks out most in my head is from... Notting Hill? Anyone?
@steponitvelma Yes, true. I was sort of thinking out loud about the hypotheticals. I don't *not* want it to pass. Just, with the way that capital gains are taxed less than income (which is how 529 withdrawals would be taxed), it kind of seems like a regular investment account would get you more bang for your buck.
@steponitvelma I guess my takeaway is, just open a Vanguard account, call it "College Fund" and put money in there? Is there a reason to use a 529 if there are no real tax benefits?
We are "one and done." I am very close with my sisters, so this makes me sad, but we just can't afford it. And to be fair, even if we could afford it, my husband is not into the idea for other reasons. People ask and my first response is, "What am I, made of money?" If they press on, I say, "Actually, that sounds like a great idea. You can move in and be our free nanny, and sleep on a cot underneath the crib." That one always works.
@Ester Bloom Awesome! The floors look FANTASTIC. Great job!
I would love to see some before and after pictures! Or even just after pictures; I don't really know what stained concrete looks like...
@thirtysum I don't know, I think the_famou_boat has a pretty good strategy... if his/her take-home pay is still $2K a month, it doesn't seem like the big 401(k) deductions are cutting anything else to the bone. And if an emergency (one that doesn't involve job loss) comes up, he/she can always adjust the 401(k) withholding and get a "raise."