No free food at all? Bummer!
@frenz.lo It's not so bad! For some people it is easy and it works and pumping is kind of annoying but really not so bad. And it's a nice way, among many others, of bonding with your baby. You'll be okay whatever you end up doing!
@kbn22 $25,000 for 4 years is about $6,000/year, or $500/month. That's about what my household of two adults and a teeny toddler spends on groceries as well. And given the teeny toddler's insatiable thirst for organic, non-hormonal cow's milk, I only see it getting worse...
@Meaghan O'Connell It was indeed! But then we did the little class about the birthing center and it sounded... kind of rough, actually. I definitely wanted to keep my options open vis-à-vis pain medications (wow, epidurals are actually pretty great, right?) and where the baby slept the first night, and the whole "here's your baby what's your hurry" discharge policy seemed a little weird to me. I was totally fine with my standard experience.
@xtinamartinson I had to pay about $10,000 out of pocket for my (pretty uncomplicated, though I did get Pitocin and an epidural) birth. However, I knew it would be pricey going in, because I have a high-deductible plan with an HSA. So I upped my contribution to the max and set up a payment plan with everyone. I guess I have cheaper premiums than people who don't have to pay $10k out of pocket? Maybe?
@readyornot At the Manhattan hospital where I gave birth, the birthing center cost MORE, I think because you were guaranteed a private room. And there were Jacuzzis (not a joke).
I know that this essay is not necessarily asking for advice, but here are my two cents: move your savings account to another bank, like Capital One 360 (formerly ING). That way, if you need the money, you can transfer it back into your checking, but it will take a few days and cut down on any impulse spending. Poor cat, I hope that is just a hypothetical situation!
re: the tag: I go with the phonetic "cazh," but then I'm never sure people will understand and I feel the need to add "(as in casual)", thus defeating the whole purpose of abbreviating.
@readyornot I usually do meal plans on Sunday, but every once in a while I really get my ish together, plan on Friday and shop first thing Saturday morning. That timing lends itself to Friday Estimate commenting! Congratulations on whatever it is you are celebrating!
On Amtrak Hacks
I would add, between #1 & #2: before you buy, Google "Amtrak discount codes." For instance, if you are going to Vermont (recommended, Vermont is lovely), you can get a discount—BUT you will find it nowhere on the Amtrak website. You have to go to some Vermont tourism website and click through to Amtrak through there.