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On Better Financial Aid Letters
@stuffisthings: Plus, until repayment starts after graduation, it's hard to get a clear idea of how long a repayment plan you'll be eligible for, whether you'll be able to consolidate for a lower interest loan or not, and so on. My solution at 17 and 18 was to not think about it because it was very stressful and I was just excited to have gotten into a good school, hoping that its status and opportunities post-graduation would outweigh the debt I was incurring. I definitely could have use some RealTalk like this.
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On Getting the Student Loan Debt Problem Under Control
@Bettytron Here's a link: http://www.huffingtonpost.com/2012/04/10/student-loan-forgiveness-act-2012-hansen-clarke_n_1415910.html
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On Getting the Student Loan Debt Problem Under Control
@awk There's a house resolution currently being worked on that proposes loan forgiveness for fed and private loans after ten years of paying at least 10%. The forgiveness amount would be unlimited for people who graduated before the legislation was passed, but limited to something like 40K for students yet to graduate. This seems great to me- helping out people who're already in over their heads, and setting the bar at a reasonable place so incoming students understand that over 40K of loans is unreasonable. (Maybe it sounds silly but going into undergrad I really had no idea what a reasonable amount of debt was and got in way over my head. Something like this cap on how much can be forgiven could be such a useful guideline for confused seventeen year olds everywhere). And in the long run may have the effect of lower tuitions to become competitive
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On Cheap Eats: Black Bean Tacos
@Bettytron Oh noo, no html! Here's the link: http://budgetbytes.blogspot.com/
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On Cheap Eats: Black Bean Tacos
Oh, you guys would love Budget Bytes. Updates regularly, a HUGE archive of recipes, and little cost breakdowns of the ingredients. I've made a few recipes from here that have become staples (chili lime shrimp bowls, mmm) and am now apparently a total shill for the site.
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On Paying Off Your Debt: The Snowball Plan vs. The Avalanche Method
@jenfizz Hear, hear. Let's start a club where we alternately complain about Sallie Mae and write love letters to Woody.
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On Places I've Lived: Great Roommates, Terrible Roommates, And an 86-Year-Old Cassanova
@Megano! Since birth!!