Being able to tip generously is worth giving up 2 cheap lunches a year. Damn.
Mad respect for your willingness to put these numbers out there. Seriously. It drives me crazy to read articles about wedding planning without actual sums of money attached to them.
"Rather than studying business or nursing or environmental biology, or following a more predictable path of study that would have prepared me for a supportive lemonade-stand of a job...." There it is. The distaste for the road taken by others. Some of us had to be practical. We don't inherit timber companies, we don't marry monied girls from White Plains. We've worked jobs since we were 14, worked our way through school, and never got to be impulsive. No grad school, and the Monday after graduation, another work week started. I like to think our community benefits from my lemonade stand.