Thursday is a great day to do that 1 thing you don’t want to do but also don’t want to continue thinking about doing. (Friday is also an acceptable day.)
Last month I got charged the first overdraft fees I’ve had in many many months. I knew I’d spent too much money at the beginning of the month, but I dealt with that by hoping it would all work out. It usually does! This time it did, too, except in addition to working out, it also worked out into three $30 overdraft fees on automatic payments, plus an additional $25 from a credit card. I got the credit union to refund me one of the overdraft fees and the credit card company to refund me the fee on this part, but still: I do not have $60 to be throwing away. I mean, $60 could cover all my ATM fees for the month! (Not really.) (But kind of.) (I’m going to fix that.)
So my 1 thing for this week was that I cancelled all of my automatic payments so overdrafts will not happen again. (A previous 1 thing was to set up all those automatic payments.)
BUT this is a great first step towards changing banks, a think I’ve been talking about for … a year.