The Ordinary Reality of Young Adults Living With Their Parents

Why focus on juggling both sky-high rent and student debt, when you can live with your parents and focus on just one?

Is College Too Expensive? Yes, But Especially for Those Attending Non-Elite Schools

It’s the time of year when students are heading off to college all across the country, and we start seeing the perennial “Is College Too Expensive?” articles popping up everywhere.

Grad School, Two Ways

I had no idea what I wanted to do after finishing my undergraduate education, which I spent studying linguistics for four years. This was obviously not going to get me a practical job.

I Could Have Avoided Student Debt, But Have No Regrets

Financially, it was a plainly hideous decision, but it was the right one for me.

When Non-High Earners Attempt to Refinance Their Student Loans

With HENRYs encountering roadblocks when trying to refinance their student loans, I was interested in seeing if non-HENRYs had any luck with getting better interest rates for their loans.

How to Lose a Student Debt Load in 180 Days

I graduated in 2014, with my hat in my hand and $8,000 owed to the Department of Education. While $8,000 was only about a third of the average student debt, it was a terrifying number for me.

Beating a Student Loan Lender at Their Own Game

It’s rare to hear stories about college students taking out private student loans from a lender like Sallie Mae and then beating them in court after being hounded and sued for money after defaulting on the loans. I was able to lock-in low interest rates on the private student loans I took out, but Stefanie Gray wasn’t able to get a cosigner on her loans (both her parents passed away when she was younger) and was given “credit card-like interest rates.” That was the beginning of Gray’s troubles, but this story has a happy ending.

Happy Monday. Are You Richer Than The Average Millennial?

I personally think The Billfold should take full credit for this. Or Logan should.

Anyway, please list your net worth in the comments.

(I keep typing ‘net worth’ as ‘net work’, omg.)

How It Feels to Pay Off $70,000 in Debt

By the time I finished my master’s degree in 2011, that “nonissue” undergrad loan had grown to $20,000, and I had $50,000 of brand-new debt to pile on top of it. This felt like a real, burdensome amount of money that I owed now. My first bill informed me that I was saddled with minimum monthly payments of roughly $700 for the next 10 years, with an astoundingly high portion going to interest.

Spending Three Years in College, Rather Than Four, to Save Money

Former Indiana Gov. Mitch Daniels is now the president at Purdue University, and rather than raise tuition to make up for state cuts on college funding and rising administrative costs, he’s frozen tuition for the first time in 36 years and looking for ways to save (it should be noted that as governor, Daniels cut millions in state higher education funding, so he knows that to keep tuition from rising, he’ll have to find savings from the inside). Daniels has started by cutting the cost of student food by 10 percent and consolidating administrative jobs, but according to the Wall Street Journal, Daniels is also considering what students actually get out of college and encouraging departments to devise a program where students can graduate within three years, instead of four.