Doree Shafrir has written a fascinating Buzzfeed confessional about deciding whether or not to freeze her eggs. One issue to consider: cost.
I told my therapist that I was considering freezing my eggs, and she said she thought it was a good idea if it would alleviate some of the anxiety I felt about dating, and I said it would but it would also cause me a different kind of anxiety because it was so expensive in New York City — thousands of dollars in tests, then thousands of dollars for the drugs to stimulate egg maturation, then thousands of dollars for the extraction of the eggs. All told I would be looking at close to $15,000 to buy myself a few years of reduced anxiety, plus $2,000 or so each year to keep them frozen. I told myself it could be amortized over, say, five years and then it didn’t seem so bad. Still, I needed to come up with the money, so I cashed in a couple of 401(k)s from short stints at other jobs that had a couple thousands dollars in them each, and put a freelance check in my savings account, and figured I would charge the rest.
How much is it worth to you to quell a real and debilitating anxiety? My mom always says, If you can solve a problem with money, it’s not a real problem. But if you have to cash in 401(K)s and run up credit card debt to give your fertility a fighting chance, you’re not solving a problem with money at all; you’re potentially impoverishing your future self to benefit your present, and trading one immediate anxiety for another eventual one.