The Times has an article this morning about how $1 million isn't what it used to be, which, yes, we know!

I have a somewhat specific and possibly stupid question: I found your posts on 401(k)s and IRAs really helpful, and while you gave great advice about traditional IRA vs. Roth, I'm not sure how to choose between 401(k) and Roth IRA?

I recently procured my first real job (score!), and have come up with a basic budget and blah blah blah. Beyond that though, I do not know what I should be doing to get started at Being A Real Adult Who Makes Good Money Decisions.

Why you need to know this: Compound interest on your investments will make you totally rich.

I am officially done with grad school, and in the fall will begin life as an assistant professor in a large(ish) city in the southwest. My new goal is to buy a house, and I would like to know how I should start going about saving to do this?