Yet as I near 30 and plan to move in with a partner who is similarly low-income to me, and we think about having a home, starting a family, etc, I become confused about where to draw the line of receiving help from my parents. Should we accept money for a home? A wedding ceremony? Our children's college funds? The idea of continuing to accept money makes me feel as though I'm in a relationship with my parents, rather than building a life with my partner.
I've worked for eight years at a job that I've mostly loved. In the past three years I've learned an enormous amount from my supervisor, and have grown tremendously in the position. This supervisor is moving on to another position, and the people above will most likely replace her with someone who's vision I don't share. She's done an incredible job in the past three years of shielding me and her other employees from the powers that be, who don't seem to understand the realities of our work. For the first time in eight years I'm looking very seriously at new positions. I have interviews, but I don't have any offers yet. I'm pretty hopeful about one position in particular coming through. Here's the dilemma that I face: If I leave the job, I would be one of the four people in leadership positions to leave all at once. The thought of what that would do to the organization, and how it will be managed after we leave, is quite devastating to me. But is that enough to stay? To complicate matters a bit more, I'm a very new mom and I worry about how the stress of a new job will make parenting in the first year that much harder. Help!
My question is this: how do I approach donating money to good causes (friends' marathons, NPR fund drives, projects for teacher friends, etc.) when it feels like my money is not my own? Part of me feels like it's unwise to donate even small amounts of money with such hefty interest rates, but it's certainly not as if I don't spend that money on every other type of purchase (everything from books and gas to happy hour and birthday dinners).