Quicken is perfect for people like me; I like to keep some record of my life, but journaling is time-consuming, labor-intensive and, frankly, embarrassing. I don’t necessarily need to filter and examine every aspect of my life, but I do want to look back and have some idea of what I’ve been up to. The way it works isn’t terribly complicated: You enter your income and expenses into the program, slotting the latter under various preset categories (groceries, clothing, gifts given).