1 Thing: Endless Summer Edition

Thursday is a great day to do that 1 thing you don’t want to do but also don’t want to continue thinking about doing.

Summer is nearly over and I missed all of it. We’re going to the beach next week, though, as soon as lower hotel rates hit post-Labor Day. How do you take a baby to the beach? My guess is, “Not easily.” Okay but my 1 Thing has nothing to do with that, just wanted to share.

I bit the bullet and picked up the phone to call about one of the pediatrics bills I’ve gotten in the mail from when I had birth done to me. The woman on the phone said her name was Bunny. “Hi Bunny.” I told Bunny my account number and name and held my breath.

“Oh you have one of those Obamacares?”

The Cost of Being Exposed to HIV While Uninsured

To spoil the end before the beginning, this is a story about being exposed to HIV while not having health insurance, taking actions to prevent infection, and ending up successfully still HIV negative (several years and counting). Post-exposure prophylaxis (PEP) (taking a combination of anti-retrovirals (anti-HIV) medications as soon as you know you've been exposed to avoid being infected) works in many cases. It worked for me, and I am endlessly thankful that I had access to credit and adequate care to make it happen.

I Don’t Sleep I Just Dream of 1 Thing

1 thing 2 do.

‘And How Does That Make You Feel?’ The Cost of Therapy

Logan and Martha have discussed how depression affects them (and their money). There's another money factor involved here: When you want or need to go to therapy, how much is it going to cost you?

Do 1 Thing Before 1 Thing Does You

Thursday is a great day to do that 1 thing you don’t want to do but also don’t want to continue thinking about doing.

The most important “1 thing” I have to do is mail the first premium checks to Babygirl’s new health insurance, as well as Fella’s and mine, so that we will be all covered as of September 1st. Related 1 thing: don’t get hit by anything heavy in August. These days, Babygirl only leaves the house in bubble wrap.

Also I have so much reading to do it’s like being back in one of my history seminars! At least it’s fun reading I will probably enjoy, including Roxane Gay’s new essay collection Bad Feminist and Anya Ulinich’s new memoir-y graphic novel Lena Finkle’s Magic Barrel, both of which I got to pick up from a local bookstore. Yay, supporting small businesses! Yay, supporting living authors! Then I will generate income by writing reviews and use it to defray the cost of Babygirl’s health insurance. At my current rate, 3-4 reviews = 1 month of coverage. Everyone wins.

What’s your 1 thing?

Health Insurance Isn’t Supposed to Work Like This

There are lots of reasons you may have heard of Zoë Keating. She’s a prolific musician, turning her single cello into a thick, vibrant orchestra of sounds. She’s a social activist, lending her voice to causes such as Save the Post Office.

She’s also unafraid to write about money, and became the public face behind musician streaming revenue when she released her streaming revenue from Spotify, Pandora, and other sites online in a series of Google Docs. (The Atlantic helpfully summarized her data, if you like looking at charts.)

Last week, the internet learned about Zoë Keating in another, sadder way. Her husband, Jeffrey Rusch, has cancer, and Anthem Blue Cross sent the family a letter informing them that the health insurance company would not pay for any of his treatments.

Keating quotes from the letter on her Tumblr:

Our Medical Reviewer Layma Jarjour MD has determined we cannot approve your hospital stay for cancer. We do not have enough facts to show that it was medically necessary.

This came after Rusch’s primary care doctor ordered him to go to the hospital right away, after more than a pint of fluid was removed from his lungs, and after Rusch underwent a round of emergency chemotherapy.

Man Doesn’t Use Health Insurance to Get Lower Bill

Depending on what kind of health insurance plan you have, there are certain cases where it's just cheaper to "self-pay" without insurance to take advantage of the markdown given to patients who pay in cash. This is a story about one of those cases, though it's a story that is politicized in the end.

Do 1 Thing Baby Just Do 1 Thing

Thursday is a great day to do that 1 thing you don’t want to do but also don’t want to continue thinking about doing.

My one thing is to cook! Which we haven’t done in so long that I’m kind of embarrassed about it. The cooking itself will be about as low impact as I can make it. Fresh Direct delivered the ingredients for a gussied up version of tuna noodle casserole, and while taking care of my active and witchy toddler I managed to do the chop-chop prep work. All I need to do now is grate some cheese, probably while watching old episodes of 30 Rock, cook some pasta, mix, and bake. I can do that, right? Right.

My 1 Thing will be good for me in the long-term because Omega-3s are apparently proven stress-reducers, along with leafy greens, eggs, and dark chocolate. I need that fortification, because after going through the entire process of applying for health insurance on the Marketplace, this is the notification we received:

Sigh.

Living With Less Worry Under The ACA

Connie May Fowler writes for the Rumpus about what the Affordable Care Act has meant for her life, and for the people she works with: other part-time professors and adjuncts who don't get health insurance through work.

Two Lumps, Two Medical Experiences

Each day was a "rage against the dying of the light" of my upcoming senior year of college, until one evening when I'd gotten into bed and felt something: A lump in my breast the size of a shooter marble.