In the summer of 2005 Hurricane Katrina hit New Orleans and Kanye West’s “Gold Digger” hit the radio waves. I was 14 and didn’t know how to help, but I had some money saved so I sent it along. There was a collection box in the school cafeteria the week I started ninth grade, and a big poster board chart on the wall tracked how much the school had raised using columns made of crepe paper. Soon I learned on the national news that the Red Cross wasn’t doing much with the money. Nobody had planned for that kind of disaster.