Living on $15,000 a Year

Broke Person: So, I'm 25, I live in the Midwest, I work and live at a camp/environmental learning center, and I earn just shy of $15,000 a year. It's pretty seasonal work, so I earn most of that between late April and early November.

Talking About Being Cash Poor

Logan: This has been a week of not spending for me, because I already spent all my money and we don't get paid for … some days. So, no, I can't go to dinner. And no, I can't go to the bar. But the question is, do I go beyond that, in talking to friends? Do I say, I can't go not because I don't want to see you—I really want to see you!—I just have no money?