Me, My Dad, And My Credit Card: A Timeline

I’ve been a card carrier for a little over a decade now. My father, a child of Depression-era parents, has instilled in me to never live beyond my means, and to only use my credit card for emergencies.

How A Sticky Note Helped Me Get Out of Debt

It did not take the newest financial planning app to get me out of debt. It did not take a large cash windfall or death of some mysterious, wealthy relative who I'd never met. It was a lot more low-tech than that.

Let’s Throw Some Money at Our Problems: September 2014 Check-in

It's time to check in on our debt payments and savings goals again. If you're joining us for the first time, you can read about our decision to publicly keep track of our debt here.

Let’s Throw Some Money at Our Problems: April 2014 Check-in

Pull up those balances!

Let’s Throw Some Money at Our Problems: October 2014 Check-in

Pull up those balances!

Screwing Myself With The Credit Card I Swore I’d Pay Off Every Month

I am a person who puts debit cards in her pocket and then leaves them there, and then goes a week without it and is just like, "Okay, I don't know where my debit card is, I know it's somewhere in a coat pocket or a jeans pocket or a tote bag, I'll look for it later."

A Decision to Settle

Emily Gould has a terrifically honest post about her struggle with credit card debt and coming to terms with the fact that she is “a person who fundamentally loves to spend money.” She also walks us through her experience negotiating a settlement with her credit card company with the use of a fake uncle. Read it here.

Photo: Daniel Oines

Trying to Pay Off Debt and Falling Off the Wagon (As We Do Sometimes)

Mike: We’re going to do a monthly debt check-in later today. Let me know what your new balance is. Logan: It's gone up.

My Debt Problem Began With a Wallet

I applied for my first credit card during my junior year of college. The application required an annual salary, which I didn’t have. But not having an annual salary wasn’t an option, so I checked the box indicating $100,000-$120,000. I justified the lie with the internal argument that my father’s income at the time must have been about that—or so I then suspected. I must have been wrong, though, since my father declared bankruptcy two years later. But this is about me and my money mess, not his.

Let’s Throw Some Money at Our Problems: July 2014 Check-in

It's time to check in on our debt payments and savings goals again. If you're joining us for the first time, you can read about our decision to publicly keep track of our debt here.