Emily Gould has a terrifically honest post about her struggle with credit card debt and coming to terms with the fact that she is “a person who fundamentally loves to spend money.” She also walks us through her experience negotiating a settlement with her credit card company with the use of a fake uncle. Read it here.
Photo: Daniel Oines
It’s time to check in on our debt payments and savings goals again. If you’re joining us for the first time, you can read about our decision to publicly keep track of our debt here.
Pull up those balances!
I am not the person to ask about credit cards, because I only use them sparingly and don't do things like play the airline miles game
, but perhaps y'all can talk about what has worked for you below.
I got my first credit card in college, setting it aside for emergencies only. The first "emergency" was a pair of jeans from the Gap on Newbury Street, purchased on a quiet, wintry Tuesday. The second "emergency" was a plane ticket to San Diego. The other subsequent "emergencies" are less memorable, but most likely consisted of cheap handbags from H&M and Camel Lights.