It’s time to check in on our debt payments and savings goals again. If you’re joining us for the first time, you can read about our decision to publicly keep track of our debt here.
Pull up those balances!
I am not the person to ask about credit cards, because I only use them sparingly and don't do things like play the airline miles game
, but perhaps y'all can talk about what has worked for you below.
I got my first credit card in college, setting it aside for emergencies only. The first "emergency" was a pair of jeans from the Gap on Newbury Street, purchased on a quiet, wintry Tuesday. The second "emergency" was a plane ticket to San Diego. The other subsequent "emergencies" are less memorable, but most likely consisted of cheap handbags from H&M and Camel Lights.
On her blog Girl's Gone Child, Rebecca Woolf talks about trying to maintain a good credit score so that she and her husband can refinance their mortgage, and how they battled her credit card debt only to get screwed by a forgotten annual fee. Nooooo