Talking to a Zero Interest Balance Transfer Wizard

"When I do a balance transfer, I try to remember to log in my calendar when the rate expires. At that time, I'll transfer that balance to another card. Then, after a billing cycle, I'll transfer it back to the 0 percent card."

My Spreadsheet Summer

I’ve never really put myself on a budget before, which I find kind of shameful. Fed up with constantly being a couple hundred dollars behind on my Visa, I’ve decided to do something about it. I set up a spreadsheet, planning my budget over the next few months and will be obsessively tracking my progress. I’ve got a pretty simple set-up: one column for the date, one for the balance of each of my bank accounts, one for my Visa, and one for notes. It looks like this...

2 Emmys (But Also $57K In Debt) But Also 2 Emmys

Sara Schaefer—of MTV’s new late-night show Nikki and Sara Live—talks about her $57,000 in debt (credit cards, some school loans, personal loans) in this episode of the PBS web series “Modern Comedian.” It is good. She is good. (“Every choice I’ve made has been with the idea that I would make it.”) (thx peter)

Talking Dirty to Your Creditors

A former millionaire with a cocaine habit, now broke, gets tired of daily calls from Chase asking him for the $60,000 he owes them, which persist even as he tells the bank rep over and over that he doesn't have the money. When logic doesn't work, he tries something ... different.

Millennials Apparently Good With Money

TIME reports that a new survey shows that Millennials are good with their money—recognizing that they need to save and become better with their money.

One of the financial virtues of this group appears to be a slow and steady approach to building a nest egg. Roughly a third favor a long-term tried-and-true strategy, Northwestern Mutual found. Another third would like to take that approach but feel like they are too far behind to play it safe.

Millennials’ cautiousness may be a double-edged sword. Just 14% in the survey say they are pursuing a high-growth investment strategy even though such a strategy would promise superior long-term returns. This may be a case of playing it too safe. Millennials have 40 years to ride out any bumps. If their money is socked away in savings bonds and other ultra-conservative investments it won’t grow fast enough for them to retire even over a long period of time. Now is when they should embrace prudent, low-cost, diversified risk through stock index funds and similar investments.

What makes the Millennial generation so thoughtful about money?

Where Did Our Wealth Go?

Even though data from the Federal Reserve shows that Americans are carrying less credit card debt, it also shows that we're worth 40 percent less than we used to, and that more families are taking out loans to pay for college, "leaving the median level of family debt unchanged."

Why A Potential Employer Needs To Know Your Credit Score

There doesn't seem to be any evidence to support the idea that people with lower credit scores are actually less honest on the job.

It Was Time to Say Peace to My Debt – And My Youth

Having it together is freaky.

Love in the Time of Consumer Debt

"He put all their bills on plastic and became the architect of the five digit consumer debt that defined his twenties."