A Review of “Pay Off” by Shannon Young

For Young, paying her loans off quickly was her number one priority. I get that, but it seems extreme.

The Gift Card Is The Hardest Part

I am totally 110% a satisficer. Until I'm not.

Link Roundup! Fee-less Banks; Bankable Stars; When Success Isn’t a Straight Line

Success is not a straight line; success is a sine curve, even for the Internet famous. That can be really, really hard to remember, and harder still to admit.

Work Memoirs!

Jillian Capewell at Bustle has compiled a list of great, escapist career memoirs.

$16 Then And Now

According to an inflation calculator, my $16 twenty years ago has the buying power of $25.70 today, a difference that my eight-year-old self would have viewed with the same reverence, and my current self would have probably turned into laundry quarters.

Chatting About John Grisham

Meaghan: The Pelican Brief! I remember there was a movie, and it was funny to me because ‘brief’ meant underwear. That’s really my only context for John Grisham.

How Chelsea Fagan, Founder of The Financial Diet, Does Money

I wasn’t someone who was addicted to shopping or addicted to spending. I just was really bad at managing money. I never had a budget, I never knew how much was in my account at any given time, and I didn’t build any credit.

Welcome to Guilty Pleasure Season

Every time I finish one of the Diana Gabaldon Outlander books, I take a moment to rejoice, and to read the Acknowledgements because they are full of fun thank yous such as this one, to her husband, for “his marginal notes (e.g., “nipples again?”).” Then I order myself the next installment in the series for $4.99. I don’t know how many books there are still to come: eight? eight hundred? Unless there is a marked downturn in quality, I will read them all, just as I did with Game of Thrones, His Dark Materials, Harry Potter, Hunger Games, and Girl with the Dragon Tattoo. These series appeal to something primal inside me: like video games, they offer a blend of simplicity and transcendence. Plus, at the end, resolution.

I feel guilty about shelling out $5 per fix, though, because 1) the e-books come from Amazon, and remember when I was going to boycott Amazon? hahahaha I am so good at having principles, and 2) Money! Spending money. And not on high-brow literature by serious and/or debut writers, either, but on an efficient pleasure delivery system. Here I am wearing clothes with holes in them and not going to the gym. How much sacrifice is too much? Which small indulgences are worth it? If it’s not that expensive and it makes me feel better, is that a good enough reason to press “buy”?

Especially because it’s fall. Season of cold winds and hot cider, of family and holidays and the guilty pleasures we lean on in order to get us through, like binge-watching network TV, or buying two coats at once at Nordstrom Rack, or mainlining a whole bag of candy corn. Maybe in the summertime, bolstered by long, sweet, sunshine-y days, I would like to start The Drums of Autumn as soon as I’m done with Voyager, but I wouldn’t need to. In the fall, though, I feel like Barney offered Duff beer: “Just hook it to my veins!

Are You Reading ‘North and South’ Yet? Because It’s Awesome

This is the week that we would normally have a Billfold Book Club meetup, but we aren’t going to be looking at Elizabeth Gaskell’s North and South until Thursday, October 16 (chapters 1-25 only, with chapters 26-52 for Thursday, Nov 20).

So I wanted to remind y’all that North and South was still happening, and that we are going to judge these fictional characters on how they manage their money.

I’ve started reading N&S, and I am just tickled that this 159-year-old book hits so many familiar tropes:

—Margaret, our heroine, is not pretty. —Well, she’s not as pretty as her cousin Edith, anyway. —She’s actually secretly pretty. —Way prettier than Edith, if you catch her in the right light. —The world just doesn’t appreciate how pretty Margaret is. —They don’t appreciate her intelligence, either. —Except this one guy. —He totally does. —He’s not pretty either. —Just kidding, he’s smolderingly hot if you catch him in the right light.

And that’s all in the first few pages.

Enjoy reading!