Times I Thought I’d Go Broke: 2012-2014

My post-college financial life hasn’t been the overflowing pot of gold that the admissions marketing told when I was a wide-eyed high school student applying to lockdown my destiny. Most of my academic advisors and department chairs were the same, full of positive energy and congratulating me on making it through those "tough four years." Interestingly enough, out of the professors from the four departments that were my academic home, the only honest and useful words about my future came from Classical Studies. Forever academics, they told us to give them a call when we needed advice on deferring our loans for graduate school. It turns out that deferment has been a key part of my financial life since then. But there have been other times I’ve been saved from financial ruin. I’d like to reflect on some of the times when what felt like literal pennies from heaven saved me from living in a trash can, or worse, back at home with my parents.

Can Financial Change Be Spurred By Gchat Conversations? (A Study)

Lauren Rodrigue and I gchat sometimes during the day. We gchat a lot about having no money. We gchat about wanting things, but being unable to buy those things, because of no money.

I reread all of our chats from the past six months to see if I could find any growth. Are we getting smarter? Are we getting less whiny? Are we messing up less? I found that we have not yet progressed to talking about Excel spreadsheets and tax law (NEVER), but I think we’re moving in that general direction. Kind of.

Lauren:‬ Have you looked at Ruche.com

Logan:‬ I don’t do that. I don’t do online shopping.

Lauren:‬ Oh sorry. Oh my god. I am so sorry. For ever even suggesting.

Logan:‬: It just doesn’t work for my lifestyle. I am an emotional shopper. If I want to buy a new dress, I want it NOW, not in 5 to 7 business days.

Lauren: I don’t usually buy things online, I just look at shopping sites like how some people read magazines. Well I also read magazines. But I like to browse stores’ websites and think about the clothes and how I’d wear them. I usually get inspired to go change my outfit or to go find something new to buy anything anything anything I can possibly exchange money for. To me online shopping is like a thought exercise for actual shopping.

Logan:‬ I don’t do that. I just take myself out to dinner every time I feel sad.