Will You Still Love Me When I’m No Longer Young and Beautiful And Doing 1 Thing Successfully Each Thursday
“Mistakes like a bounced check or a small overdraft have effectively blacklisted more than a million low-income Americans from the mainstream financial system for as long as seven years as a result of little-known private databases that are used by the nation’s major banks.”
Thursday is a great day to do that 1 thing you don’t want to do but also don’t want to continue thinking about doing.
Today I called one of my debtors to figure out how it was possible that last month’s balance on my credit card was lower than this month’s balance on my credit card, DESPITE the fact that the card no longer exists and I do not use it.
The employee of the credit card company helped me out not at all, but what I figured out on my own after some very hard thinking and window toggling because of course I can’t just see all the numbers on one page, was that the balance I recorded last month was the balance right after I made a $250 payment … but then later that payment was rejected for “insufficient funds” (happens). THEN when I was able to make the actual payment, I only made it for the minimum, not for the inflated-I’m-trying-to-pay-off-this-card amount from earlier. So my 1 thing was spending 27 minutes learning nothing except how much I cannot wait to just be done with this mess. AND YOU?