Progressive insurance has done a pretty poor job defending itself from people who have read Matt Fisher’s story about how the company defended the man who killed Fisher’s sister in an auto accident, and have been bombarding the insurance company’s Facebook and Twitter accounts with angry messages. It came up with a general statement to tweet at individual people, which enraged people even more (those tweets are now gone). The company’s PR team is probably scrambling at the moment to figure out how to delicately handle the situation. The situation is complicated, and we’ve only had Fisher’s story—we’ll let Progressive provide an in-depth explanation before yelling at them some more, but this has given us some time to think about how cheaper doesn’t mean better. People have paid more at other insurance companies, and have had positive experiences. But we can all agree that Progressive’s Facebook page is a joke (what does fresh corn or tomatoes have to do with anything?)
Do you have people in your life who would be financially affected if you died?
The Affordable Care Act to the rescue kind of!
This man's story about how Progressive insurance turned against his sister after she was killed in an auto accident is pretty horrific. Sometimes, paying a company to insure you doesn't mean it will be on your side because it will be thinking more about its bottom line, and less about, well, doing the right thing.
If you have a life insurance policy, and are going to die soon, but you need money now to pay for things, and not after you're dead to have a payout go to your beneficiaries, you can try to go for a life settlement (or viatical settlement if you're terminally ill).
If you have a terminal disease, you're more likely to stop caring about keeping yourself healthy. Hey, you've only got so many days left, so might as well live life to the fullest! But, if you have life insurance, and your insurance company is making sure you're doing everything you're suppose to be doing to stay healthy because they are betting their money on you, you might stop thinking about the day you die, and start thinking about the days you'll live.