How do YOU define emergencies?
I got home and thought about what I'd lose if there was a fire in my building. Furniture. Photos of friends and family. Clothes. Dishes. My laptop. If I were given a choice, I'd try to save my laptop and my phone so I could call people to let them know I'm okay, but I could theoretically lose everything, and it would suck, but at least I'd have my life (also, I have renters insurance).