If Disney Princesses Were Debt Types

Urban Institute reports that 89 percent of Americans with credit records fall into one of six debt categories. So do Disney Princesses.


Growing up while living on the financial edge.

Lessons from a Mother’s Debt

Gena-mour Barrett has a really good essay in BuzzFeed ideas about being raised by a single mother mired in debt.

Scott Walker’s High Interest Debt

A credit card with an interest rate of 27.24 percent!

My Debt Problem Began With a Wallet

I applied for my first credit card during my junior year of college. The application required an annual salary, which I didn’t have. But not having an annual salary wasn’t an option, so I checked the box indicating $100,000-$120,000. I justified the lie with the internal argument that my father’s income at the time must have been about that—or so I then suspected. I must have been wrong, though, since my father declared bankruptcy two years later. But this is about me and my money mess, not his.

Nobody’s Default But My Own: What Happened When I Decided to Stop Paying My Credit Card Debt

I should have never gotten a credit card, and I knew it. Nobody without a job, savings, or assets of any kind should, especially if their income is less than their rent. It’s basic math.

What Happens If I Don’t Pay My Credit Card Bill?

Many of us have thought, “What would happen if I just pretended this credit card bill didn’t exist? Hmmm…”

Alert: Terrible And Somehow Legal Private Student Loan Provision

Well this is very uncool, via the NYT: “Student Loans Can Suddenly Come Due When Co-Signers Die, a Report Finds.”

Repairing Your Credit: A Huge Pain

On her blog Girl’s Gone Child, Rebecca Woolf talks about trying to maintain a good credit score so that she and her husband can refinance their mortgage, and how they battled her credit card debt only to get screwed by a forgotten annual fee. Nooooo

Living Without Credit Cards

Why don’t you have a credit card?