I know the "give up your coffee habit, become a millionaire" storyline is trite, but: Do I need to give this up?
Dear Meghan and her Dad,
Hope you're both well. I'm a 26-year-old woman with an MA in art history. Before graduating in May of 2013 I had a job lined up, and it sounded like a dream job at the time. So for the last year I've been working as a researcher at the art museum in my home city, part-time, no benefits, doing what I care about despite its relative unimportance in the big picture. I had a second (retail) job for several months to make ends meet, and then two months in my boyfriend moved in and I quit the other job, because the two of us combined made enough money, and also because the retail job was exactly what you'd expect it to be like.
"Couples who make more than $125,000 a year (combined) cut their divorce risk in half." So, yeah. You don't have to be wealthy for San Francisco, just wealthy for Arkansas.