The Cost of Things
Let’s play a game where we try to guess what everyday household items cost. You know, things you should know the price of, things our parents know the price of, but for some reason we have absolutely no idea. Is it a generational thing? A geographic thing? Can we blame the internet? Or maybe I am just an idiot. Only one way to find out.
STEP 1: Read something about a new approach to health insurance by and mostly for young people / millennials.
STEP 2: Retain a vague, positive impression of the company, which has a striking, unusual name, even if you can’t recall precisely what it is. Forget all relevant details.
STEP 3: Embark on a health insurance odyssey for your family. Your goal is to cover the three of you — two adults, one baby — for $850.
STEP 3.5: Think longingly of martinis. Shopping for health care is tedious and yet terrifying; a martini would probably help, but you’re a pitiful lightweight who barely drinks. Eat dark chocolate instead and try to focus on the task at hand.
STEP 4: Encounter, as an Obamacare option, Oscar. Think: Oscar? Oh yeah, I read about you! You’re the new kid on the block, right?
STEP 5: Read more press.
Under all its plans, Oscar allows its members unlimited free calls with physicians. The doctors are supposed to call back within an hour, but on average, calls are returned within seven minutes of being placed, says Mr. Nazemi. (Of course, many primary care physicians already provide this type of service to their existing patients.) These calls can provide a quick diagnosis and a prescription sent directly to a pharmacy for common ailments like pink eye and urinary tract infections. Oscar pays the physicians $40 a call, which is significantly less than it would reimburse for an office visit.
When I moved to Brooklyn and starting working in publishing, everyone warned me that adopting a cat was inevitable, but I shrugged them off (didn’t they know I was a dog person?). But the truth was, my salary could barely sustain me and my book-buying habits, much less another living being, cat or dog.
Then I discovered the ASPCA’s foster pet program, which seemed too good to be true.