How do you know when to stop spending? What prevents you from buying everything you want as soon as you see it?
“Most millennials are saving SOMETHING.”
It’s time to check in on our debt payments and savings goals again.
If you’re earning “enough” and you’ve got a little bit left over, and you’re only ever going to have a little bit left over, why not share some of what you’ve got? But now I’ve got more than a little bit left over, and I’m starting to think of my money as stackable units.
How much money have we all overspent because of something we didn’t yet know about? For example: I didn’t know until this year that I could deduct part of both my smartphone bill and my Internet bill from my taxes. (Business expense.) If I had known that a few years ago, I might have saved myself a little money.
Tara Siegel Bernard writes in the Times that financial services companies like Fidelity, which provides employer-based retirement plans for more than 13 million workers, have started to tailor financial advice and messaging to specific demographics: members of generational and income groups, Hispanics, and women.
There is a difference between Cheap and Frugal.
Pull up those balances!