I haven’t paid for a haircut in 15 years. I started cutting my own hair when I graduated high school and haven’t looked back since.
It looks like I was bad at math this month. More accurately, I was probably bad at typing. It looks like there was a data entry error that I missed, because Taxes ended up with $100 more than Debt.
After two months of siphoning off 50 percent of my income into these sub-savings accounts, I now have $948.88 in savings. That feels, to quote Fun Home, like “seven million billion thousand.”
“Henry” describes a particular type of adult who has enough money to buy mid-range luxury goods and yet obstinately chooses not to buy them.
Every Friday, I tally up all of the freelance payments I’ve received that week and put 20 percent towards taxes, 20 percent towards debt, and 10 percent into regular savings.
I’m clever enough with math to understand that this means chopping off 50 percent of my income as soon as it hits my checking account and stuffing it somewhere else, but I hadn’t quite realized what that would feel like in practice.
How do you know when to stop spending? What prevents you from buying everything you want as soon as you see it?