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Getting An Actual Date and Time Down is Crucial

by October 9th, 2012

I know the onus is entirely upon me to pursue an informational interview with this man; it’s just that figuring out how to politely pick his brain is proving a challenge. I tend to be reserved and to way over-think things; please help me figure out how to smoothly and tactfully request a career chat with this guy. — K.G.

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Death by a Thousand Small Purchases?

by October 2nd, 2012

So Mike/Readers, if I may ask: What tricks do you use to make sure you’re properly stocked/organized/under control and avoid overspending dumb money because you’re not prepared. — S.M.M.

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How to Get Rid of Stuff

by October 1st, 2012

It doesn’t make a lot of sense to hold on to things you have no reason to keep, as we learned last week from Chanel Dubofsky’s story.

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When Other People Get Promoted

by September 28th, 2012

She absolutely deserves the promotion, and I don’t want to seem like I begrudge her success. I also think I may be making too much of a big deal about this because I’m thinking about leaving my job in a few months anyway. — Anonymous

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Reader Mail: My Credit Card Company Reduced My Credit Limit

by September 24th, 2012

I just noticed that the credit available on my three credit cards has been drastically reduced. For example, I used to have a $5,000 limit on one, and now it’s down to $1,800. It’s not a problem, since I am determined not to use these cards Ever Again, but it seems counterintuitive.

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On Doing What You Love

by September 19th, 2012

When I look back on my education and career path, I see a kid who did what he wanted to do because he loved it. I suppose you could call this “following your passions.” I also see a kid who did what it took to make a decent living and pay his bills. I suppose you could call this “following the money.

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Here’s A Surefire Tax Estimating Process for Freelancers

by September 17th, 2012

Are you a freelancer? If so, your third-quarter taxes are due on September 17. Are you freaking out? Do you have a big bill, but aren’t sure where the money will come from? Do you have no real idea how much the payment should be?

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Reader Mail: Should I Borrow Money from Retirement?

by September 11th, 2012

I’ve currently got two credit cards with balances: one with $5,500 (interest rate is 9.9%) and one with $1,700 (with a 20.99% interest rate). I’ve got about $4,000 in my Roth IRA, none of which is invested. I’m trying to figure out if it’s worthwhile to withdraw the $1,700 from my IRA to pay down the higher-interest credit card and focus all my monthly payments on the lower-interest one. I’ve always been told “never borrow against your retirement,” but it seems that this might be a good idea. Help?! — N.C.

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My Flight Booking Secret

by September 5th, 2012

href=”http://www.lastminute.com/site/main/locale-redirect.html”>lastminute.com and similar) and finding the cheapest flight thought I should see how much it costs on ba.com (British Airways’s site).

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My Company Doesn’t Offer a Retirement Savings Plan

by August 28th, 2012

I work at a job that I really really like. One of the few downsides is that there is no such thing as a 401(k) and I know there won’t be ever. So as a 30-year-old, I have a Roth IRA set up for retirement. And all the articles say “Contribute to your 401(k)!” but what if that is not an option? Should I have a traditional IRA as well? Should I invest in a jar to stuff my money into? — K.K.

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