Credit

The Year I Learned What Things Really Cost

This year was my attempt to work toward soothing the gut-clutching financial guilt.

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But Can You Buy It With a Credit Card?

Sotheby’s is auctioning off a 1960 credit card prototype that’s basically a piece of cardboard that’s estimated to be worth between $10,000 and $15,000.

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Let’s All Throw Some Money at Our Problems: November Check-In

Give us your updates below. As always, if you pay off a debt, email me, and I’ll mail you a personal note to congratulate you.

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My Mom Stole My Identity and Ruined My Credit

My mom has had problems with money for as long as I’ve been alive. Growing up, it was common to see my mother go on shopping sprees, and then hide the bags in her closet before my dad got home.

The closest we ever came to discussing the event that began my descent into mountains of credit card debt was her quietly saying over the phone, “I’m sorry I ruined your credit score.”

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Let’s All Throw Some Money at Our Problems: October Check-In

Has a month gone by already? It’s time to check in with our debt payments.

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One Card Down and the Terrible-ness of Student Loans

Logan: I just impulse paid off one of my cards. Haha. The balance was $300 and I owed $100, and so i just paid it off wild and crazyyyyyy.

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Reasonable Purchases That Would Probably Trigger a Fraud Alert From My Bank

• Wine stopper

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Reader Mail: My Credit Card Company Reduced My Credit Limit

I just noticed that the credit available on my three credit cards has been drastically reduced. For example, I used to have a $5,000 limit on one, and now it’s down to $1,800. It’s not a problem, since I am determined not to use these cards Ever Again, but it seems counterintuitive.

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Times I Wanted to Use My Emergency Credit Card This Weekend

How do YOU define emergencies?

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Revisiting a Classic Question

I want to know what debt to pay off first. I have four credit cards, all with about the same interest rate, but with different amounts on them. Do I pay off the highest one first or the lowest one first? — J.B.

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