Me, My Debt and My Discover Card

By the time I left Alabama, I had run the card up to $6,000.

Multiple Credit Scores

Recently, I’ve noticed that my credit card companies have been offering me free FICO credit scores, but they’re not the same.

Talking to a Zero Interest Balance Transfer Wizard

“When I do a balance transfer, I try to remember to log in my calendar when the rate expires. At that time, I’ll transfer that balance to another card. Then, after a billing cycle, I’ll transfer it back to the 0 percent card.”

Work Hard, Figure Out Solutions, and Help People: A Talk With Dan Price

Dan Price often gets asked, by would-be entrepreneurs, what first step they should take to achieve their goals.
“The first step is doing something for someone,” he answers.

When Paying Taxes Leaves You Temporarily Broke

In which I share my 10 emotional responses to paying my taxes and having $41.51 left over.

Giving Up a House to Pay Off $63,000 in Credit Card Debt

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease.

Could You Come Up With $700 By Midnight?

Abbi works a janitorial job at a boutique gym that probably pays just above minimum wage (currently $8.75 in New York), meaning she very likely earns around $10 an hour, or $20,800 per year. Tax-rates.org suggests she would pay $2,734.95 in federal taxes and $562 in New York state taxes, including FICA and Medicare, leaving her with $17,503.05 in gross pay, or $1,459 per month.

Me, My Dad, And My Credit Card: A Timeline

I’ve been a card carrier for a little over a decade now. My father, a child of Depression-era parents, has instilled in me to never live beyond my means, and to only use my credit card for emergencies.

Trying to Pay Off Debt and Falling Off the Wagon (As We Do Sometimes)

Mike: We’re going to do a monthly debt check-in later today. Let me know what your new balance is.

Logan: It’s gone up.

‘I’d Like to Dispute These Charges, Please’

Yesterday, I received a text from my bank alerting me of some possibly fraudulent activity on my debit card. Despite the fact that it was tucked securely in my wallet, right next to my Qdoba rewards card, someone was using the number at a gas station in Lebanon. I can only assume they used the $97.60 to buy a tank of gas and then 57 hot dogs.

My Spouse Confessed to $4,500 of Debt Right Before We Applied for a Mortgage

After a year of looking for and preparing to buy a home, Nick and his wife finally found a place they wanted. They were in the middle of filling out mortgage pre-approval paperwork when Nick’s wife stopped him. She had never mentioned it before, but now that they were applying for a loan, it wouldn’t be a secret much longer: She had about $4,500 of credit card debt.

Screwing Myself With The Credit Card I Swore I’d Pay Off Every Month

I am a person who puts debit cards in her pocket and then leaves them there, and then goes a week without it and is just like, “Okay, I don’t know where my debit card is, I know it’s somewhere in a coat pocket or a jeans pocket or a tote bag, I’ll look for it later.”

Checking the Transactions

Last night, I went through my credit card transactions (as I like to do on weekly basis), and noticed that on Oct. 17, I was charged $8 by Delta in Atlanta, Georgia. That was this last Friday, and I was here, in New York, eating a fried chicken sandwich in Brooklyn at the time; the charge for the sandwich appeared next to it.

Let’s Throw Some Money at Our Problems: September 2014 Check-in

It’s time to check in on our debt payments and savings goals again. If you’re joining us for the first time, you can read about our decision to publicly keep track of our debt here.

A Decision to Settle