Even though the numbers are bigger, an apartment is still just another Thing that you’re buying. A Thing and an Experience: a Home. You realize by doing it than you can do it and then it’s like, hey cool, this was possible after all.
“I was working full time at a clothing factory lifting boxes, but the company closed down and I was out of a job. Then I was walking by Times Square one day and saw the dressed-up characters. I asked one of them about the job, went out and bought an outfit, and I’ve been here for six months.”
Ester: How’s being back in Seattle after vacation? Have you adjusted your spending habits any, post-vacation, or are you just back to normal?
Nicole: Well, I mean, I didn’t go see Fifty Shades of Grey or The Last Five Years, so that’s a start. But I did end up at a bar with a friend where it was cash only and the ATM was oh-so-conveniently placed next to the bar, so… you know, you try to cut back and everything erases itself.
Sometimes I feel like both weight and spending have a “set point.”
Ester: Ooh, intriguing! Please say more.
Nicole: Well, the “set point” thing is how our bodies naturally gravitate towards specific weight ranges, and some people are naturally fatter or thinner than others. And then if you go outside of that range, over time you find your way back to it. That’s a really rough explanation of that. But it’s kind of the same with spending; there’s a point at which I will be all “NOPE TOO MUCH MONEY,” and so I’ll find my way back to a spending equilibrium, and if I am spending too little money, I’ll … well, you know, I feel like I spend around the same amount of money every month, no matter what happens.
I don’t ever end a month with, like, an extra $800 that I just didn’t spend.
I wasn’t someone who was addicted to shopping or addicted to spending. I just was really bad at managing money. I never had a budget, I never knew how much was in my account at any given time, and I didn’t build any credit.
What are you going to spend your advance on? Boring things like food and rent, or do you have grander plans? (DISNEY WORLD!!)
The reason I stopped using the neti pot has to do with the amoeba Naegleria fowleri. This amoeba literally eats your brain.
Mike: Nicole, earlier this week, Ester wrote about what’s it worth for us to live alone. You and I live alone in our respective cities. Want to talk about how that happened?
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