Link Roundup! Fee-less Banks; Bankable Stars; When Success Isn’t a Straight Line

Success is not a straight line; success is a sine curve, even for the Internet famous. That can be really, really hard to remember, and harder still to admit.

Screwing Myself With The Credit Card I Swore I’d Pay Off Every Month

I am a person who puts debit cards in her pocket and then leaves them there, and then goes a week without it and is just like, “Okay, I don’t know where my debit card is, I know it’s somewhere in a coat pocket or a jeans pocket or a tote bag, I’ll look for it later.”

C is for Collateral

Loans with collateral are referred to as “secured debt,” and loans without as “unsecured debt.”

‘Can We Talk Finances?’ ‘Not Tonight Dear I Have a Headache’

As it turns out, you can’t merely wave your hand in a languorous way and say, “Be a dear and invest it in low-cost index funds won’t you, Philip? There’s a good chap.” I mean, for one thing, who is Philip, is he the butler? And if so how does he have access to the accounts?

Latina Working for the Grey Lady Tells All

Sobering Loan, Debt, Savings News; Or, Janet is Yellen at Us Again

“I Stopped Carrying a Wallet When I Became Homeless”

I suppose I could use my old wallet, but it’s full of a life I no longer lead. The owner of that wallet once had an apartment, a full time job, and disposable income, an abundant life that utilized all of the slots.

Overdrafting With Simple

I have a checking account with Simple, and now that we’ve combined finances it is my “fun money” account. My tagline for them is basically, “Simple: not as bad as most banks, but still a bank, ok?”

The End of Signatures at the Checkout Counter

I have three different signatures that I use:

• My full name in legible cursive, which I use when signing personal checks and legal documents
• An abbreviated version of my name, which I use when signing anything digitally
• A scribble, which I use when I’m signing receipts for various merchants

Russian Bank Loans Both Money and Cats

The Bank of America Has To Pay Actual America $17 Billion

Everyone’s least favorite bank (just me?) has reached a settlement with the Department of Justice, as the Wall Street Journal reports. It is the biggest effing settlement the U.S. has ever made with a single corporation, and is equal to three years of the bank’s profits.

The Language of Money

John Lanchaster wrote a novel called Capital, set in London before and after the 2008 financial crisis. As one would imagine, he learned a lot about finance in the writing of it. He has a very Billfold-y piece in this week’s New Yorker about decoding the alienating language of money: “It is potent and efficient, but also exclusive and excluding.”

The Fraud Alert Specialist Who Calmed My Nerves

I have it set up so that I receive an instant email alert any time I withdrawal more than $100 from an ATM, so you can imagine my horror when I received a few of these messages yesterday while I was at work and not withdrawing money from an ATM.

Account Joined

When we got home, though, I started to freak out. Not freak out because now our money was intertwined and swiftly dwindling and SOMEONE didn’t pay the electric bill for a few months and so one of the first charges was like $200, which was historically something I wouldn’t have been aware of. No, I decided to channel my anxiety of our ever-increasing co-dependence into the fact that this account was HIS account and not mine. I was simply on it.

How Evangelical Christians Do Money: On Tithing

He doesn’t need my money. The church will continue to exist without my measly portion of income. But my heart needs to give it.