The Cost of Bringing a Person Into The World Via C-Section

Screenshot 2014-08-26 11.11.15


The claims section for my personal account on my health insurance provider’s website gives me great anxiety lately. This is why.

CLAIM ONE: $24,254.25
$14,489.90 Allowable
I OWE: $500 Copay

A few notes:

Did I go to the emergency room ($500)? I did not! I went to triage in Labor & Delivery, which is I hope what they mean. I’ll give them the benefit of the doubt, though I have no idea why I would do that.

Did I get an ultrasound ($480)? Okay I did but it was for like two seconds in triage when they checked to make sure he was still head down. That should have cost like, $20 tops.

Anesthesia, $338? My first epidural didn’t work so they had to give me another one. Then they did more stuff to me in the OR, don’t really know what. This relatively conservative amount only makes me fear there is another claim coming from the anesthesiologist, and that the anesthesiologist doesn’t take my insurance. If you pray, pray for me.

The line item I take the most umbrage with has to be $14,400.00 for three nights in a 8’x5′ section of a hospital room, cordoned off by puke green curtains. My neighbor — yes I shared a room — did not want to use air conditioning, as it was presumed to be bad for the baby. She wailed to the nurses when visiting hours were over, not that I blame her, and demanded that her husband be allowed to stay. They said no but he stayed anyway. No one had the energy to forcibly remove him. I told the nurse, who insisted I could say no, that I didn’t care. I wanted my person there, too, desperately, but I am, I guess, more desperate to follow the rules. In the middle of the night, after days of no sleep, I’d wake up and hear her husband snoring. The curtains would billow open and various family members of hers (of which there were many) would catch sight of me, sweaty, wrestling with my sweaty baby, tits out, on the verge of tears. $4800/night. Cool.

CLAIM TWO: $9,000
$0 Allowable
I OWE $0

There we have another claim by my OB, for type of service it just says, “cesaerean delivery” (no capitalization! I don’t deserve it!) and it is $9,000.

I guess this is her going rate for performing a c-section, which hey, people charge more to design websites, I’m fine with it. Fine with it as long as I don’t have to pay for it, that is. My insurance company, however, has this to say:

Info submitted does not support services rendered

They are paying $0. Dear universe, please do not tell me this means I will somehow end up having to pay for this.

CLAIM THREE: $8,845.00
$5,572.35 Allowable
I OWE: $500 copay

There is yet another claim for the baby. This is in addition to this pediatrics bill for $627.00. And in addition to another bill I got recently, from the pediatrician herself, for $795.00.

The biggest expense here is $7,950.00 for a three-night stay in the Level 1 nursery. i.e., a room full of babies in plastic bassinets where my poor little baby spent the first couple nights of his life while I recovered from surgery and cried with guilt that I wasn’t “rooming in.” Maybe I should have been crying that it was costing $2650/night for him to sleep for a few hours under horrible florescent lighting.

$350 Allowable
I OWE: $0

This one is my personal favorite, titled “tissue exam by pathologist.” What tissue was examined by this pathologist? And what was it examined for? Who took my tissue? Where did they put it?

There is no co-pay for this mystery claim, which I enjoy. I only hope the tissue that was examined was the (my? our?) placenta and not some part of my body I still need.

Remember when I was thinking about encapsulating my placenta and taking it in pill form? That was funny. I never even saw it. Regrets: I have a few. None of these regrets, however, center around paying my monthly insurance premiums in exchange for not having to pay for this shit out of pocket.


TOTAL CO-PAYS: $1,000.00



69 Comments / Post A Comment

When I read these, I want to cry over wine with you and show you our balance sheet for the year, too.

cryptolect (#1,135)

@xtinamartinson I had to pay about $10,000 out of pocket for my (pretty uncomplicated, though I did get Pitocin and an epidural) birth. However, I knew it would be pricey going in, because I have a high-deductible plan with an HSA. So I upped my contribution to the max and set up a payment plan with everyone. I guess I have cheaper premiums than people who don’t have to pay $10k out of pocket? Maybe?

Meaghano (#529)

@cryptolect Probably! My premium is $515/mo… So really it’s like paying over $6k plus whatever this shit ends up costing me. And that isn’t w. any pre-tax HSA stuff. I think you’re doing ok!


gyip (#4,192)

Yeesh. *thanks stars again she lives in Canada/Ontario*

MollyAuden (#6,292)

@gyip I’m actually wondering now roughly how much it would cost in Ontario to have a baby (with and without a C section, no other complications), assuming you have OHIP. Does anyone know where we could find such information?
And this would only apply if one had OHIP, I suppose? An American popping over the border to give birth wouldn’t get this cheap care too, right?
In the 1st world-ish country I’m from, I once found a few American patients wandering the halls of the hospital where my grandfather was hospitalized. They did not speak a word of the local language. When I asked them if they were there seeking treatment instead of back home in the US because they had no insurance, they said, “oh no, we are insured back in the US. But it costs less to have a bone marrow transplant here without insurance than to have it done privately with insurance in the US.” My reaction was !!!.

baf (#5,342)

@MollyAuden Having a baby is free. At least in Alberta. If you want a semi-private room (one other person) its a whopping $75 or a private room is $150. That’s it. You have a health card for that province, and the rest is free. I have a benefits plan with my work that will also pay for that semi-private room! God I love Canada….

gyip (#4,192)

@MollyAuden Yup, you need to be an Ontario resident (at least 3 months) to qualify for OHIP. This applies to other Canadians too, as public health coverage is arranged by province. If they’re new to Ontario (less than 3 months), they would have to be covered by their former province’s system, and I’m not familiar with how out-of-province-but-in-Canada coverage works!

Prices of semi/private rooms vary by hospital, I think, and can be partially covered by your insurance if you have it.

therealjaygatsby (#4,053)

I admittedly don’t know anything about any of this, but it seems shocking that the room and board cost more than all of the other operating/medication costs listed in the screenshot.

Goodie (#5,447)

@therealjaygatsby I assume the room and board also covers the cost of the nursing staff ect who look after you while there?

Meaghano (#529)

@nnlsbin It MUST be, right? I assume so. And food service, cleaning service…


Yeah, “room charge” is a catchall for everything in the hospital that isn’t individually billed. Including nursing care, food service, housekeeping, durable equipment depreciation, etc. And as a nurse I hate it and wish we were billed according to our actual services. The idea that each patient requires the same amount of nursing care is obviously ridiculous, the cost of nursing care should not be the same for the person who got themselves up to the bathroom and had one pill during med pass vs the person who requires hourly meds, total assist, feeding, turning, hour-long dressing changes twice a day, etc. But that’s how it is presently.

It’s still totally insane, but it’s not JUST the room.

Thanks for clarifying, and yeah I would hate it too! My nurses were the saving grace of my entire experience. I cry thinking of them!

therealjaygatsby (#4,053)

@emmycantbemeeko I am now more informed than I once was — thanks!

Why do you think it’s that way? It does seem totally insane that everyone is charged the same rate regardless of care rendered.


There are a lot of reasons, but I think the biggest one has to do with the way we view nursing as a calling and specifically a maternal-slash-spiritual calling. It makes most people really, really uncomfortable to acknowledge the professional aspects of nursing, and putting a price on nursing care more specific than “nurses with x years of experience and x credentials in x unit costs so much per hour” highlights the way in which it’s skilled *work*, not just soothing brows with angelic patience. To admit that the nursing care given to a quadraplegic with c. diff diarrhea or a 700 lb COPD patient is fundamentally different and more labor-intensive than the care given a little kid who cut his foot and needs a tetanus shot and an encouraging sticker destroys a lot of the romanticized vision of nursing many people have.

Nobody expects their respiratory therapist to be a ministering angel (although a lot of them are!) so it doesn’t offend their sensibilities in the same way to be charged for what RTs actually *do* rather than a flat rate for unlimited access, the way we pay for nursing.

The unfortunate consequence of this is that hospitals see nurses as their biggest single expense, and and also as the first choice for absorbing any new workload, since lacking the ability to bill for what we do, the only way we can be more profitable is to either work less (most nurses are hourly employees and subject to being put on call, sent home early, or called off at the discretion of the hospital) or become more productive per working hour. For instance, Vanderbilt recently decided to have their OR and floor nurses start cleaning rooms between cases/patients to reduce the number of housekeepers needed. They did not simultaneously lower their patient load- just eliminated housekeepers and added their work to nursing duties. So, college-educated, licensed professionals who literally are supposed to be making sure people don’t die, mopping floors and pulling trash in order to save the cost of janitors. Madness.

And of course patient care suffers when these things happen because management has no incentive to hire more staff, no matter how intensive the patient needs become- they’re not making more money from each nurse being able to perform more nursing care. If outcomes suffer, they *may* hire more staff, but it sure sucks to be one of the patients whose outcome suffered while the quality control people were figuring out their staffing cuts were too severe. And of course, very sick and very demanding patients take up the majority of a nurse’s time, while less sick or just less noisy patients get less attention, but pay the same bills.

There are a lot of nursing tasks that are difficult or impossible to quantify in a billable sort of way, and that’s okay, those will always be a part of nursing. But with insanely detailed real-time computerized charting and government-mandated patient satisfaction surveys, we’re rapidly moving towards a situation where it will be possible to bill for many nursing tasks. But it might be a long time before we’re comfortable actually doing so as a culture.

tl;dr version: Many people subconsciously think of nurses as combination moms/angels and nobody likes the idea of getting an itemized bill from their mom.

HelloTheFuture (#5,275)


mcf (#5,031)

Not to sound like a raging hippie, but it seems like the costs alone would drive more people to consider home birth. My siblings, half of my cousins, and I were born at home, which is the main reason I’m planning to do it, but also JESUS CHRIST who can afford this shit????

cjm (#3,397)

@TaffetaDarling Well, there is no at-home C-section. So, I don’t think that was an option for Meaghan. Without knowing the reason for her C-section, and without being a medical professional, I’m going to assume for the time being it was done because it was medically necessary. Also, I think there is no, at home epidural.

mcf (#5,031)

@cjm For sure; I didn’t think of that. I meant that for people for whom vaginal birth is an option, I’m surprised (or maybe ignorant of whether) its not more popular. Just to be clear, I’m definitely not against going to a hospital to give birth, whatever your situation.

Meaghano (#529)

@cjm Yeah, his head was stuck in the right side of my pelvis. It wasn’t an emergency or anything, but nothing was doing 40 hours into labor… so I would have been fine ATTEMPTING a home birth but would’ve ended up headed into the hospital eventually I think. Who knows, maybe in that context, without the pressure, I would have been even more stubborn and he would have come out like a week later, lol, but I kinda doubt it.

Home birth seems p. cool to me. If I didn’t hate my home I would have considered it more seriously. I just imagined like my landlord banging on my door during labor. But also I was super anxious throughout pregnancy, in a way that no doula or midwife could have assuaged. I wanted to know that the hospital was only an elevator ride away.

cjm (#3,397)

@Meaghano Ha! I forgot, the Landlord! Definitely no at home birth with the landlord!

Megano (#739)

@gyip: THIS. The longer I live in the States the more horrified I am by the medical system. Even EXPLAINING how health care works in Canada makes me feel like a jerk, because the US system is incredibly and horrible messed up.

Tripleoxer (#5,676)

@Megano Can you elaborate? Never having lived anywhere else, I’m curious to hear firsthand how it works in Canada.

mistakesweremade (#2,220)

@Tripleoxer: I am also an expat, and I think the biggest surprise about the healthcare system here is how much work it places on its users. I also chose to birth an American rather than a Canadian, and that was my first real experience with an American hospital (er, medical center), and dealing with the resulting bills was nearly a part-time job. I received numerous pages of bills (a separate one from each service provider, in my case), and I had to phone a customer service line every time I had a question. The doctors’ CSRs don’t talk to the insurance company’s CSRs, so every back & forth is two phone calls by the user. You phone the insurance to find out why a certain charge isn’t covered, then you phone the doctor’s office to tell them what the insurance company just told you, then you phone the insurance company with new billing information from the doctor’s office, which will probably result in another call after that. Repeat with the next bill.

At one point, I remember being completely worn down and wondering how families dealt with this once both parents are back at work. Who has that much time to spend on the phone during business hours? And, more importantly, how can THIS be the system????? Americans are REALLY busy people. They don’t have the hours of time that sorting this kind of thing requires. This CANNOT really be the system they have worked out for this? Because basically the system is, pay what they say you owe or spend weeks on the phone figuring out what it really should be. It really did take me weeks.

Here is how it works in Canada: you go to a doctor or hospital. You receive treatment. You go home. YOU ARE NOW DONE.

In the end, my then-fabulous insurance reluctantly covered all but about $1200 of my C-section. My baby was breech and in fetal distress, so I didn’t have other options. In the intervening years my insurance has changed almost every year, and now I would be on the hook for $5000.

beastlyburden (#6,122)

Please please please please please call your hospital and ask for financial aid on those unresolved bills. Please! Even if they say no, they’ll freeze your account (i.e., no getting sent to collections) while they decide.

KittyConner (#3,108)

@beastlyburden No need as of yet. Even though those EOBs are available to the patient, these are still in the “provider and insurance are bickering” stage. (The $1000 she is likely stuck with, as copay, though.)

These are not yet patient responsibility, from the hospital/doctor’s standpoint and to call now and ask for aid might actually throw a wrench in the system. Which is to say, asking for help might cause those bills to be *switched* to the patient responsibility column to deliver that help and then the provider might stop attempting to collect from the payor and start demanding (incorrect) payment from the patient.

It is best to keep an eye on your EOBs but to take little to no action until you actually received a statement/bill/invoice from your providers.

beastlyburden (#6,122)

@KittyConner How could they be threatening to send those to collections, then? Or… uh, was that an editorial flourish that went over my head? (I’m embarrassingly literal sometimes.)

Meaghano (#529)

@beastlyburden These claims are one thing, and like @kittyconner said, I’m staying out of them until I get a bill — which will hopefully just be for the two $500 copays (one for me, one for baby). But the pediatrics bills I have gotten in the mail. I think because they are separate from the hospital — our pediatrician’s practice didn’t have privileges at the hospital so they just assigned us one who did — they never even got my insurance. Or else they don’t take it. But yeah not an editorial flourish, I got a letter saying if I didn’t call in 30 days they’d be sent to collections. But you’re right. I will call. It would be idiotic not to.

andnowlights (#2,902)

Wow, this looks downright reasonable compared to my insurance. I think I looked out of curiosity (because G-d knows I’m not having a kid) and a C-section for me was going to be something like $8,000 even after the insurance’s part. My insurance isn’t really built for maternity stuff, which I’m totally fine with and it’s why I chose it out of the three options I have.

Meaghano (#529)

@andnowlights Yeah if it ends up being $1000 in copays it will be pretty fucking amazing (sadly?). We chose this plan for me specifically for this reason, and just for this year. Next year MY BODY IS MY OWN and my body is not paying $500/mo premiums, ha.

@fo (#839)

“in a 8′x5′ section of a hospital room, cordoned off by puke green curtains”

Further proof that NYC is actually in a third word country…

Oatmeal (#5,295)

I might be a dummy (I am not from the US) but I do not understand the “plan savings” & “not covered by plan” columns in that spreadsheet… And then the “allowable” column has the amounts that are allowable with the plan, right? But why did you only have to pay a $1000 co-pay (instead of the balance of what was not “allowable”?) Sorry – I’m sure I seem super dense. But I am also super curious…

Lily Rowan (#70)

@Oatmeal There always seem to be ridiculous negotiations between the provider and the insurance company. The provider bills insurance $X, the insurance says absolutely not, we’ll only pay .25X, and the provider says…. OK. And the patient never hears about the other .75X again.

Meaghano (#529)

@Lily Rowan Yes! It took me lots of googling to figure this out. At first I panicked thinking I would have to pay the discrepancy. But there are many other columns (not incl in the screenshot, ha) and one is Patient Responsibility. It’s mostly $0.

Lily Rowan (#70)

@Meaghano It’s all bananas. I agree with the person who said generally ignore an EOB and wait for an Actual Bill.

Elsajeni (#1,763)

@Oatmeal I think this is what’s going on: the first column is the official, full-price billed cost. That total is what’s broken down into the two rightmost columns, “not covered by plan” and “allowable,” which are exactly what they sound like — “we’re not gonna pay this part” and “we are gonna pay this part.” But, because the insurance company has previously negotiated with the hospital to pay less than the official full-price cost for everything, there’s also the “plan savings” column — “they don’t expect us to pay this part.” If the “not covered” total were higher than the “plan savings” total, Meaghan would presumably have to pay the difference, because that would mean there was some amount that the hospital expected to be paid but that the insurance company wasn’t going to cover; since those two columns are equal, she’s not on the hook for any of those charges, and just has to pay her standard co-pay. I think. I don’t know, I am baffled by everything my insurance company sends me.

I think and hope this is correct!

frenz.lo (#455)

So, I just got my EOB for my son’s birth. Mostly OK news! We owe $1,000 flat for the birth and hospital stay, just as my policy lead me to believe. (The total billed cost was over $8,000.) One weird thing: the ultrasound and fetal non-stress test they sent me to get when I went past my due date seems to be a $40 co-pay this time. The 20 week ultrasound was about $300 out of pocket, of a much larger billed amount. Same ultrasound provider. I’m glad to only pay $40, but, what? Was my 20 week “just for fun” in the eyes of my insurance company?

Meaghano (#529)

@frenz.lo I had the same situation with my 16-week one. I guess some providers don’t cover it, esp. bc I wasn’t high risk. It seems like the 20-week u/s is the only one you’re really supposed to get, though! Such bullshit. And omg those overdue tests! I had to go like three different times near the end. Wasn’t it kind of amazing to sit in the room with all the fetal heartbeats going? I cried.

EA_Mann (#5,000)

I heard the same story about having to share rooms from all my friends in the NYC area. I live in RI and fortunately at our hospital each couple got their very own (very small, very cramped) room and husbands could stay overnight. I have boatloads of sympathy for you – I can’t imagine having to leave my wife that first night, and I can’t imagine having to also deal with families of strangers on some of the most difficult, private, important days of my life

Meaghano (#529)

@EA_Mann Yes. It was honestly kind of traumatizing. Recovering from a c-section, could hardly get out of bed, trying to breastfeed this alien creature screaming in the middle of the night when I hadn’t slept for days… ALL ALONE. Ugh! Never again.

EA_Mann (#5,000)

Also, my wife is a teacher and has what I’d call “old school” health insurance. Our out of pocket cost for our daughter’s birth was somewhere around $100. I’m not bragging, just bringing it up to highlight the insanity of our healthcare system

Karebot (#5,803)

@EA_Mann When I gave birth I was working for a university that also ran a medical school/hospital. I paid $0 out of pocket for my prenatal care and labor & delivery (it was not a C-section birth). It was insane. I feel like there should be a booklet that you’re given when you enroll in a healthcare plan that outlines this shit because I would have popped out a dozen (ok not really) if I had realized what a deal they gave you. (Of course, we moved and now our healthcare is complete shit.)

Having a baby is an extremely common practice for a sizable chunk of the workforce and I feel like the costs associated with it should be open information and fully known well in advance!

JMC (#7,029)

In November I was induced and when that didn’t go anywhere, ended up having a C-Section. I forget the overall cost but I do remember that 6 weeks later I had a good friend give birth up in Philly (I live in NC) the same way – induction that turned into a C-Section and her bill was close to $10K higher than mine. Which is crazy.

Oh – and most hospitals charge you for the nursery stay even if your baby rooms in with you – the nurses charges are primarily what’s covered by that.

Meaghano (#529)

@JMC Okay well that is fair (re: nursery). The nurses were pretty amazing. I still miss some of them.

Stina (#686)

“Did I go to the emergency room ($500)? I did not! I went to triage in Labor & Delivery, which is I hope what they mean. I’ll give them the benefit of the doubt, though I have no idea why I would do that.” Most likely. The ER is commonly where they stash people before they are officially admitted and they are brought to an inpatient room (or in your case a curtained area) and the ER charges for that.

One to grow on: The submitted amount is likely how much the hospital would try to get at least if one was uninsured.

Yeah, depending on the hospital, if they have a full triage area for L&D it’s may technically be considered an L&D emergency room.

OllyOlly (#669)

1. I would make my partner call the insurance company because I already had to deal with growing a human and being sliced open, but maybe I am a cruel woman who will use that excuse way too long if I ever give birth.

2. I was born in a birth center, and my mom got to take me home that same day. I wonder what insurance costs would look like for this nowadays? Does insurance cover midwife only assisted birth?

Meaghano (#529)

@OllyOlly I wanted to give birth in the birth center :( That is awesome. Some insurances cover some midwives! Midwives in general are much cheaper, since there are less interventions. I have seen going rates to be like $3,500 all in without insurance (prenatal + delivery, I think, but don’t quote me on that).

Meaghano (#529)

@Meaghano Can you say ‘don’t quote me on that’ when you are writing a public comment on the internet? hmmm

readyornot (#816)

@Meaghano I don’t know whether this will be any consolation, but one of my very best friends gave birth in a birthing center in Brooklyn and really did not enjoy the experience. She labored (and had not slept) for 40 hours. She did room in or whatever with her person and her tiny baby, but they did not give her a bassinet, so she was terrified of rolling over her child in the double bed in her miniscule room, so the reign of no sleep continued. And although going home fewer than 24 hours after birth SOUNDS great, she was exhausted and could have used a little more recovery, monitoring, and help from the nurses.

Maybe giving birth is always traumatic. WHEEEEE CAN’T WAIT.

Ha! I am sure natural childbirth advocates would disagree with that statement but that is kind of the side I am coming down on. Team women are cursed.

readyornot (#816)

@Meaghan O’Connell I am ready Ina May Gaskin right now and it is alternately really inspiring, really terrifying (maybe some of those women needed MORE interventions?!?), and kind of eye-roll inducing.

Meaghano (#529)

@readyornot did you get to the picture of the head popping out of the vagina and scream yet? I texted a photo of it to all of my friends.

readyornot (#816)

@Meaghano oh god, not yet. But the labor and delivery class at Kaiser did show a video which contained a birth INCLUDING THE PLACENTA and I swear I am never going to get that image out of my head. A pulsing blue alien life form covered in goo.

That’s exactly what it looked like for me! Except I don’t remember it being blue and I was near hallucinating at that point but it reminded me strongly of a jellyfish.

readyornot (#816)

@Ester Bloom @Meaghano got to that picture! due to warning, did not scream but it was pretty alarming.

@Ester Bloom yes! a jellyfish. in the video the color was just kind of not-oxygenated-blood blue. The technology was also not really totally current: a VHS tape played on an old CRT screen! Can you believe. I guess Kaiser is not spending its budget on fancy equipment for the education department.

cryptolect (#1,135)

@readyornot At the Manhattan hospital where I gave birth, the birthing center cost MORE, I think because you were guaranteed a private room. And there were Jacuzzis (not a joke).

was it SLR? That’s where I did, with the birthing center I never made it into!

cryptolect (#1,135)

@Meaghan O’Connell It was indeed! But then we did the little class about the birthing center and it sounded… kind of rough, actually. I definitely wanted to keep my options open vis-à-vis pain medications (wow, epidurals are actually pretty great, right?) and where the baby slept the first night, and the whole “here’s your baby what’s your hurry” discharge policy seemed a little weird to me. I was totally fine with my standard experience.

Meaghano (#529)

@cryptolect That fucking class!

jcf (#3,754)

@Meaghano Oh my god, that class. Was that woman not insane? My husband and I both left totally rage-filled. I also ended up NOT in the birthing center, and was hugely thankful in the end. Admittedly, I kind of only wanted to get into the birthing center because my husband could stay the night and it was FREE.

Meaghano (#529)

@jcf exactly! And the tubs! Also we have decided the birthing center is a myth and no one actually gets in.

Greatest health care system in the world, everybody.

$1000 for a surgical procedure is not bad. Stuff isn’t free. All of the materials and expertise have to be paid for somehow. It’s either going to be high insurance premiums, large out of pocket payments, or ugly high taxes. Welfare states aren’t magic.

That said. A C-Section is not (or rather should not) be a typical thing. I suspect your labor complications are self inflicted by your affluent lifestyle choices. The “poor” are in a better position because they don’t wait to near the end of their natural lifespan before reproducing.

Meaghano (#529)

@Jedidiah Tmj@facebook Lol what the hell kind of comment is this? I love high taxes and I can only hope my poor lifestyle choices such as having a baby at the ripe old age of 29 and then having a pelvis too small to birth him out of negatively affects your annual tax bill.

readyornot (#816)

@Jedidiah Tmj@facebook I am completely baffled by your ideas, and, worse, by your imagining you need to blame the victim here. Women do not get to choose whether or when they have labor complications, and if they did, I’m pretty darn sure they’d choose uncomplicated labor. So maybe just try to respect that everyone involved here did everything that could be done and be grateful we live in an age and a place where modern medicine can take care of situations just like this one.

Stina (#686)

@Jedidiah Tmj@facebook As both a church lady and someone who is a health care utilization analyst: Stuff it up your judgmental ass if the rod up your butt will spare the room.

But here’s a primer on maternity costs in the U.S.

lemonadefish (#3,296)

I paid around $2k for my hospital time (no C-section, no anesthesia, but I did get a private room), and another $3k for my baby’s four weeks in the NICU, which isn’t too bad, really. But there is this outstanding bill for $40k, on account of the neonatologist is not in network (and is the only neonatologist at either of the hospitals which are in network – how the f does that work, I ask you?). It’s been five months, and we are no nearer to knowing how much of this we may actually have to pay. It keeps me up at night.

lemonadefish (#3,296)

Also: go ahead and call while the baby is crying. You get extra sympathy form the CS reps.

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