The Cost of 1 Baby

Have sex, give birth: $30,000

1 round of IVF, give birth: $12,400 + $30,000

Surrogacy, if all you need is the uterus: $80,000 to $100,000

Surrogacy, if you need the sperm, the egg, and the uterus: $120,000

Domestic Adoption: $20,000 to $30,000

International Adoption: $10,000 to $50,000 depending on the country

Foster-to-Adopt: “Free,” but it takes an average of 30 months and involves visits and court dates and paperwork and is a lot of work, not that all good things aren’t, but still! (read about Rebecca from Fosterhood’s experience so far here and here)

Re-homing Websites: A parent wants to get rid of their kid, you want their kid. Meet online, make a swap = 1 free baby (or abused teenager). Free. Questionably legal, morally dubious, incredibly terrifying, but, free.


8 Comments / Post A Comment

deepomega (#22)

As a financial blog, I think it’s clear that you need to be commanding your readers to adopt instead of ever having bio kids.

Kristin (#3,766)

Thank goodness I have great health insurance.Have sex, give birth: $150. Plus, if you don’t have insurance, many hospitals will work out a payment plan with you for much less than $30,000.

This Reuters article is crazy. And this quote:
“In an interview, his new foster mother said he is one of 10 children with special needs that she and her husband are raising. She said he is often combative and uncommunicative. He once asked if he could attend a school for troubled children, she said, but she and her husband insist on home-schooling him and don’t believe in therapy for children. The couple declined to make the boy available for an interview.”
Nooooo :/ Poor kids..

LookUponMyWorks (#2,616)

@apples and oranges Yeah, that whole thing was gut-churning.

@LookUponMyWorks Right? So upsetting. Also didn’t realize the qualifications/criteria for international adoptions were so limited in some cases.

honey cowl (#1,510)

Is that last one real??!?

lemonadefish (#3,296)

That re-homing business is horrifying.

szajic (#1,811)

My experience: I had my first child three months ago. In the last twelve months (so, including all of my wife’s pregnancy), we spent a total of about $3500 on birth-related health care (including prenatal visits and ultrasounds, doula care, the birth itself, initial visits with the pediatrician, etc.). We have pretty good insurance (with the exception of the doula care, which was entirely out of pocket), but a pregnancy can still lead to a lot of visits and billable items.

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