It’s Hard to Feel Empowered With a Secret Trust Fund

I’m talking to people with trust funds about their trust funds.

Logan Sachon: Tell me about you and your trust fund, Person With a Trust Fund I’m Going to Call Janet Funk Even Though That Is Not Your Name.

Janet Funk: I’m 33, married, have young children. I’m a technical writer making about $65K a year—which is twice the median income in my city—and my husband makes about the same. Our family lives modestly. We have a credit card, car payment. We worry about how to pay tuition for our young kids’ schools.

I have a trust fund that was originally set up for me by my grandfather in the early ’80s and has a complex set of ramifications that dictates how the money is allocated and distributed.

My trust fund was set up to be released to me in three phases. One-third when I was 25, half of what was left when I was 30, and I’ll get the balance when I am 35, which is in two years.

LS: When did you find out about it?

JF: I first knew that some money was there when I was applying for college, but I didn’t know how much or where it was. My parents told me that “grandpa money” would be covering my college expenses in entirety, and I shouldn’t worry too much about tuition charges when picking a school. Still, I got merit-based scholarships and the “grandpa money” covered the rest.

By the time I was 25, I knew there was more money than just for school. That’s when I got my first allocation from the trust—a check for $45K. We decided to use my allocation that year as a downpayment for our first house (about $30K) and put the rest in a college plan for our daughter ($15K).

LS: You weren’t tempted to spend it?

JF: My whole life I never had access to this money, so I just put it somewhere else essentially that I couldn’t access it. I’m glad I did it. But there have been a couple of times that I have asked my mother to “release” extra money, for house repairs, which she has. But I hate asking. I just hate it.

LS: So your mom still controls the trust.

JF: Right. My mother thinks that being blissfully ignorant makes my life less stressful. She’s wrong. I’m the kind of person that wants to think long-term. That wants to plan ahead for my children’s future by having numbers to make well-informed decisions.

Based on the stipulations for the allocations I’ve received so far, I think the value of my trust after college expenses was probably about $200K—but I don’t really know, even now. I’ve never seen a statement or a balance.

I’m still very resentful about being in the dark about my trust. It makes me feel like a petulant teenager when I think about it sometimes. I’m 33! I made it this far! I’m doing great! But I just have to lay down my ego, and just let her keep being my financial controller in this aspect of my life. It was hard for me to swallow for a while. Ironically, at age 33, with two years to go, I’ve finally just let that go. Sorta.

All those years of “potential mistrust” kind of get to you. But I also know that it was my mother’s father that set all this up, and she is dutiful about his wishes. She had the “power” to just write me a check on my 18th birthday and forgo all the trust rules, but she stuck to it.  Because that’s what my grandfather wanted. And I respect her for that.

LS: I’m surprised you have a balance on a credit card.

We could pay it all off, but we don’t. Because we’d still run it up again. I want to chip away at our $5K of credit card debt, and look forward to having it paid off. Maybe it’ll be all the more sweet when we do, because I’ll know I didn’t take the easy way out, and just throw trust fund cash at it.  We just try to live like the money in the trust isn’t there.  It’s a cushion, and I hope we’ll never ever REALLY need it.

LS: So do you think about the money? Talk about it?

JF: My husband struggles with my lack of communication about money. He also thinks it’s ridiculous that we have postponed a family Disney vacation because we just don’t have the extra funds. I do think my grandfather who earned this money would certainly smile if I used $5K to take my family to Disney World.

Parents have to be confident that they’ll raise their kids to be responsible with money, whether it’s 20 bucks, 200K, or 2 million. But I guess the harder question is how to do that. I have three young kids. Chances are they won’t be getting a trust fund. My parents gift them each about $5K a year that goes directly into their 529 college funds. I want them to grow up not having anxiety about finances and be able to make informed decisions about money. Is that possible? I hope so.

I don’t want to sound whiny or entitled. But, it’s so important to feel empowered by information. And with secret trust funds, that’s really hard to do.


52 Comments / Post A Comment

Safari (#3,209)

I hate “gift” as a verb. Why do people do this? We already have a verb form of “gift” – it’s called “give.”

LaNocciola (#2,880)

@Safari Yes!

John von Doe (#1,817)

@Safari Let me gift you the fact that the usage of “gift” as a verb has existed at least since the 1500s. According to the OED.

gimlet (#2,496)

@Safari YES. YES. YES. I hate it so, so much and I see it everywhere. Sets my teeth on edge every time.

gimlet (#2,496)

@Safari YES. YES. YES. I hate it so, so much and I see it everywhere. Sets my teeth on edge every time.

gimlet (#2,496)

@gimlet Whoops. I hate it so much I double-posted. Sorry, all.

tussock (#1,296)

I feel for this Person With a Trust Fund. Her comments make me think about how money is really about power, especially in families. But really in all relationships. Ugh, money and power. This series is great and it uncovers so many complexities!

OllyOlly (#669)

I wonder, if a couple is living beyond their means (if credit card debt is truly unavoidable), how the justification for private school for small children comes into play. Is this a vestige from growing up in a rich family – feeling like private school is necessary for raising kids? Are the public schools truly appalling? I suppose if someone knew a large sum of money was coming, perhaps overextending for a few years to put kids through private school would be worth it.

Trying to not sound judgmental – I just didn’t grow up around anyone who went to private schools and am wondering how people view the pluses and minuses of this decision.

sea ermine (#122)

@OllyOlly Even if the public schools were bad, wouldn’t it be cheaper to send them there for free and use whatever money you saved by not sending them to private school to supplement with music lessons, trips to museums, educational books, and taking side classes at a community college. Depending on the cost of the private school that might be cheaper and would fill in anything that the public school wasn’t giving them.

Also I know some people just sort of assume that public schools are awful and their kid wont learn anything there, and so if they can afford it they send their kids to private school. And when enough people do that the public schools suffer because the parents that have the time and resources to invest in their kids education (by getting involved in the school, helping out in classrooms/with PTA/with coordinating after school activities, donating money to the school and school programs, etc.) are taking their money and time elsewhere.

themegnapkin (#444)

@OllyOlly I was just talking about this with co-workers. Where we live, the public schools are so bad that anyone who can somehow afford it will either send their kids to private school, or move about 15 miles away to a better school district. I know very middle class families who spend insane amounts of money to send their kids t the local Friends school.

eagerber (#1,958)

@seaermine It’s vague, what she wrote, but perhaps she meant she’s worried about saving for college tuition for her kids…

EM (#1,012)

@themegnapkin @OllyOlly I wonder if this is a sort of American phenomenon? I grew up in Vancouver, and I had friends who went to private schools (which were VERY expensive), but public schools are considered perfectly good and there are plenty of parents who could afford to send their kids to private but keep them in public schools. I wonder if it’s because our university admissions system is less insanely competitive, but I’ve never met anyone who thought that going to a public school meant it would be hard to get into a top-tier Canadian university.

highjump (#39)

@OllyOlly The private school in credit card debt stuck out to me as well about JF. Later she says that $5k gifts from her parents are funding 529s for her kids. Then laments about how her kids won’t have trust funds? Though they will still have had private schooling and five figure college funds. It sounds to me like the secret trust fund has done a number on JF’s perceptions of money and what makes someone successful.

It was also curious to me that she didn’t explicitly mention teaching her own children differently. Hopefully JF is telling her kids exactly how much money is in their 529s and any savings accounts and what the expectations are for how that money will be spent.

Megano (#739)

@Michelle I live in Vancouver, across the street from a private school and I’m always *shocked* at how not-rich the kids there seem. My folks dodged the issue by sending me to French Immersion in Richmond, which was at that time treated like a gifted program. I don’t think they had to pay any more for it, but the kids there had more involved parents, which led (I think) to it being a better program than the english schools I would have otherwise attended.

OllyOlly (#669)

@themegnapkin I probably have a really jilted view of what public schools are like since I grew up in Maryland and at least the school systems near me were great. But also, maybe I would be a horrible mother since I was just thinking “meh, elementary school – what does it matter anyways.” (Disclaimer I know nothing about children and should probably just guess that early childhood development can be pretty important.)

@OllyOlly “meh, elementary school – what does it matter anyways.” tends to be my attitude as well, probably largely because I went to school in MA where public schools tend to be pretty good.

That said, I later encountered people from a richer district then mine, and while our curriculum was the same, the physical plant and add ons like after school programs, the arts, etc were radically different. The richer district has a higher percentage rate of kids that go to college…but I have to imagine that is also influenced by larger socio-economic issues.

@Megano I grew up in Victoria, and while I never went to private school, my youngest brother did for high school. My parents are not rich-rich (probably make $120,000-$150,000 a year between them?), but it ended up being affordable because my mother’s church payed part of the fees since it was a Catholic school.

EM (#1,012)

@Megano Depends which private school, I would think- Crofton and York House are definitely Rich People Private Schools. There are lots of other private schools that are not ritzy, and immersion/enrichment programs that are part of public schools, but I guess it seems like it’s less of a Canadian convention to assume you can only get a good education at a private school.

@OllyOlly I went to private school starting at the end of elementary school. The reason my parents put me in private school to begin with was that we had moved states, and in my public school in our new state, I was repeating what I had learned the previous year in our old state (and I was even sent to a Magnet-type program once a week where I was repeating). I ended up loving it and staying through high school. My sister hated it and ended up in a public high school, where she did well!

The biggest difference between public and private schools from my personal observation is the sense of community/family you have in a private school, and also the emphasis on character education. My school had a student-run honor system and was really focused on graduating well-rounded students. We had family-style lunches with assigned seating to get people out of their comfort zones and interacting with people socially who they normally wouldn’t in high school. As a strong introvert, I think this really had a positive impact on my social skills later in life.

Also, we were able to do things academically out of the box that public schools couldn’t do because of the pressure to get the kids to do well on the state standardized tests–we didn’t have to take those. To clarify, I’m not saying that public schools are bad; I know PLENTY of people who had great experiences in public school, and there are definitely downsides to private school (living in a super-privileged bubble is the biggest one), but I think the cultural/character/social development aspects are what make private schools different in the eyes of a lot of parents.

Megoon (#328)

@OllyOlly I went to private school, even though the public schools in our neighborhood were good. It was awesome – amazing facilities, tiny classes, good college prep, and – surprisingly – way, way more diverse than my local public school. On the other hand, my husband went to public school and is kicking ass at life, so what do I know.

pernickety (#2,057)

I do not have kids and so have not had to put my money where my mouth is yet, but one thing that appeals to me about sending my kids to private school is that I think parents of private-school kids, because they are paying for their kid’s education more directly, can be more (successfully) demanding about getting what their kid wants and/or needs. For example, if my kid was really good at math and was too bored in their 4th grade math class, I’d ask the school to let my kid attend the 5th grade math class or opt out of the 4th grade math class entirely and spend that time doing self- or tutor-directed math out of workbooks. I’d be surprised if I couldn’t get something along those lines in a private school, but I have the feeling (and would love to hear others’ experiences) that public schools are less likely to cooperate.

tussock (#1,296)

@OllyOlly I thought she might be paying for preschool, which is not available publicly in many places.

@pernickety I or a close family member apparently have an experience with every type of weird workaround you can do with the education system, so I have experience with that, too.

My 8th grade English teacher (at a public school) was…not good, let’s just say, so my mom took me out of the class and had me homeschool it. I don’t remember her getting much flack from the system for that one, I think they handled most of the paperwork. I went back and did 9th Grade English as normal. We decided I should skip Grade 10, and while the school system wasn’t really on board, and wouldn’t skip me ahead, there’s workarounds to that, too. I was just signed up to “homeschool” Grade 10 over the summer, took Math 10 during summer school, had a few teachers willing to give me a 1 hour run down on what I needed to know from Grade 10, did some extra reading, and then enrolled as a Grade 11 student the next year. It’s surprisingly easy to do things outside the normal schooling experience even in public school.

Although I am Canadian. Maybe it’s less easy to do things like that in the US.

Sheridan (#3,603)

@seaermine No amount of piano lessons and other after-school activities can make up for the poor learning environment that they will have to ensure for at least 7 hours a day. And alot of public schools are AWFUL. Even when districts are spending $30K per pupil. And they are not really “taking” their money elsewhere because their taxes are still paying for schools they don’t use.

themegnapkin (#444)

@Michelle LeBlanc@twitter I went to a really good public school in a different state. In that area, the public schools are better than the private schools (the private schools within easy distance are Catholic schools). I did some volunteering in one of the public elementary schools around here, and the schooling is not nearly as good.

DblBonusPts (#3,604)

@OllyOlly I went to a truly pinched public school. We had a 54% graduation rate the year I graduated. 70% of the population was under the poverty level. I went to an Ivy League school. You wanna know what? There are studies saying that people who are destined to succeed do so. I took college classes at school offered by the local community college and refused to take an SAT course because I wanted to do drama. The itch to learn is not something a school can instill in a person. A lifestyle can. Parents have a bigger impact on their kids than a school can. People are always stunned when they find out where I grew up because it’s a total ghetto and that I didn’t opt to go to private school. They don’t realize that private schools often have less able teachers because they cannot hack it in public school. (This is absolutely the truth – my mother is a new teach mentor at a public school district and has to advise people when they don’t make it in her district.) They are also paid less as they do not have unions. Good teachers wind up at public schools because they’d like to be paid their Master’s degrees worth.

Pumpkin (#2,153)

@OllyOlly Sometimes the public schools are treated just as daycare and can be downright dangerous. I’m in Baltimore, so I see it daily.

WaityKatie (#1,696)

@DblBonusPts My theory on this (having gone to a variety of public schools of varying quality, a “no-name” private college, followed by a “prestigious” law school) is that for certain people who are very smart and motivated, it doesn’t really matter what kind of schooling they get. But for kids who are more borderline – average academically – it could make a difference having them in a very nurturing, stimulating environment rather than a mediocre or worse public school. For me, I had the experience of “re-learning” stuff over and over as my family moved around in various public schools and I would have loved to be actually challenged at school. BUT, this didn’t really make any difference in my life outcomes. I still got the higher education I needed, I still killed the SAT, etc. I was just good at school. But yeah, I mean, I still would have loved to have a challenging educational experience prior to high school, of course. If I were going to have kids, I’d send them to public school for elementary, unless the schools were actually dangerous, and then maybe if I could afford it private high school. Unless the public high school was good (I went to a good one). Ultimately I really believe there’s not that much parents can do to really “ruin” their kids, short of abuse, because kids are going to be who they’re going to be regardless of what you do.

sea ermine (#122)

@Sheridan I suppose thats true, I guess I just couldn’t imagine a public school being that awful that there wouldn’t be a way to work with it.

TARDIStime (#1,633)

@OllyOlly I think it’s dependent on so many variables – not all public schools are equal, and not all private schools are equal.
I think it really comes down to paying for the best education you can afford, and fostering a learning environment at home, where you can have the most influence (you can’t really control what happens at school).
fwiw, I was privately educated for most of my primary school years, and then 100% fancy pants private/performing arts for high school (my mum drove me there in a 14-year-old Toyota – there were kids in year 11 and 12 with cars in the parking lot that were worth more than my yearly salary x5).
What I got out of my high schooling was not really about the quality of the education itself, it was more about the environment making me more engaged. That’s where my mum’s many (many, more than we could really afford) dollars went.

blueblazes (#1,798)

@pernickety @pernickety In fact, I had that exact experience at a public middle school. I was opted out of a few 7th and 8th grade classes (geography and history) and used the time to work on more in-depth studies. I always assumed that the teacher was the one who made the decision, but now, thinking back, I am curious if my parents were involved. (Or did they even know I had two hours of independent study every day?)

jfruh (#161)

Out of curiosity, PWITF, do you think/know that your grandfather set these conditions because you were his granddaughter rather than his grandson? I have heard that this is not uncommon! A friend of mine married (then later divorced) a woman whose grandfather set up trust funds for all his grandsons — but for his granddaughter, he set up a fund that would only go to *her* kids, because he “didn’t want anyone marrying her for her money.”

EM (#1,012)

@jfruh BUT WHAT IF SHE DIDN’T HAVE KIDS? That is awful. Also, I thought women married men for money and men married women for their looks, duh, grandpa, modern life isn’t like Washington Square.

AitchBee (#3,001)

@Michelle You stole my literary reference! Also, my parents’ takeaway from Washington Square: “We have got to get you girls dowries”.

eagerber (#1,958)

@Michelle @jfruh I didn’t really get the sense that her grandfather made any major stipulations, esp since it seemed like he was fairly lax about his 25-, 30-, and 35-year liquidations (it’s been relatively easy for her to gain access to it a will).

I also have an issue with the title of this article: “secret” doesn’t seem to be the best word to describe this trust fund. I didn’t get the impression that she didn’t know about this money early on. Like, when I think of “secret trust fund,” I think, “money that’s been set aside and growing steadily with my name on it for years, money that’s separate from inheritance or gifts.” It sounds like the money described here was just a certain amount of money the grandfather decided to set aside for his granddaughter, in lieu of gifts and inheritance.

I don’t have a clear sense as to what she did with the money she received at 30, and what she intends to do with the money she will receive at 35.

jfruh (#161)

@Michelle Yes, right, women marrying men for the money is the natural order, which is why it’s OK for the grandsons to have trust fun. Men marrying women for money is perverse and must be prevented at all costs.

boringbunny (#3,260)

Ok, the family makes $130k/year, 4x the median income in her area, she received a windfall of $78k 3 years ago, but they have $5k in cc debt and don’t have $5k for a Disney vacation? I think her grandfather and mom are wise to withhold the money.

This article was very sad. If I knew I’d get around 200k in 2 years, or if I found my grandparents had an account for me, but I’d have to ask my parents to take money out, I’d fell pretty empowered, even if I didn’t know THE EXACT AMOUNT but I guess, if you frame it as a family control issue, it can do weird things to you.

EM (#1,012)

@boringbunny I guess the question is whether when you are an adult your parents should be deciding how and when you get money that is legally yours. I get it when you’re 18 or 21, but being a married adult with children and a home and having your parent dole out your inheritance on a schedule… I don’t know if I would call that “stressful” so much as “patronizing.”

WayDownSouth (#3,431)

@boringbunny I agree. This trust fund story seems quite sad — much more so than earlier ones.

To be honest, it sounds like the funds are going to disappear within a couple of years after she gets it. The family is carrying $5k in credit card debt for no apparent reason. If they can’t afford a Disney vacation, they shouldn’t take it. However, I suspect calling the travel agent will be the first order of business after she inherits the rest of the money.

I very much hope that her financial life improves. However, the signs are not good imho.

boringbunny (#3,260)

@Michelle That’s only the question if you assume this is all some personal attack on the lady’s life. The mother is not deciding how and when she gets the money – as trustee, she’s just waiting for her to turn 35. Is it patronizing that the grandpa to say – hey, you get this at 35, not 18? It’s his money. And the inheritor could always say no.

Her lack of empowerment – I really don’t know where’s that’s coming from. Maybe her mother judges her choices but it doesn’t seem that she’s withholding the money because of it.

WaityKatie (#1,696)

@boringbunny Yeah, I totally get how she could feel like “mom is controlling my LIFE!” because her mother is the trustee, but that’s not really what’s happening. Maybe I’m biased by not having any trust funds and having to pay for my education and everything else myself, like most people do, but if I had any kind of money waiting for me, at any age, I think I’d try to be incredibly grateful at how freaking lucky I was. I know that it’s hard not to take for granted the things one has always had, but come on. The free education alone is something to have lifelong gratitude for. If I had a trust fund waiting for me at 50, 60, or 75, I’d still just be happy about it. Even if my already-controlling mother were technically in control of it. It’s money you never had to earn. Be grateful!


45K x 3 – [whatever you already got], no?

OllyOlly (#669)

@MollyculeTheory Presumably the money is invested so the account value would change daily, so she could probably get a good estimate, but would never know for sure.

@OllyOlly Ah okay clearly I do not have any fancy money because I forgot about being able to get anything other than like a .0001% interest rate.

sallysitwell (#3,606)

If this woman is talking about an actual trust (like, the legal entity rather than some nebulous act of goodwill by her mother) which it sounds like she is, then it’s being really poorly administered. My background is in Canadian law so Americans should take the following with a grain of salt, but a trustee’s most fundamental duties are (1) to provide information to beneficiaries, and (2) to account, meaning showing beneficiaries what assets there are and what has been done with them. Whoever the trustee of the funds is (her mother?) should have been doing these things all along.

It is mind boggling that she doesn’t know how much money there is.

TARDIStime (#1,633)

@sallysitwell +1!
Her mum is being a bit manipulative with the power by not even telling her daughter how much money she is waiting on when she hits 35.
I don’t want to make any accusations here, but… What if her mum is scraping a bit of fat off the top here, and that’s why she’s not being open about the numbers? I REALLY hope this isn’t the case, and I really hope her mum is being 100% honest, but the fact that she’s been super secret squirrel about all of it really doesn’t bode well.

ThatJenn (#916)

@TARDIStime For many years I didn’t know how much money was in my trust (I become trustee when I turn 35), due to market changes. Since I divorced my ex-husband my mother’s been much more forthcoming with the details. I suspect – and have pretty good confirmation of this – that she (rightly) thought my ex-husband would learn what the balance was from me and use that as an excuse to convince me to spend more money. He had a spending problem and a greed problem and liked to spend money he expected to have in the future with no regard for having an emergency fund, living within means, etc. I’m just saying – if the mother of the poster believes this kind of personality trait is present in the poster or someone who can easily influence the poster’s spending, she might be trying to protect her from spending it all.

Not saying it’s a good call or fully above-board. Everyone should be able to just come out and say, “Hey, I am worried about your irresponsible spending but here is info you should have anyway,” but it doesn’t always work out like that in actual families. People are complicated and do things for complicated reasons which may be well-meaning. Her mother may just really, really wish her child would live as though this money wasn’t actually coming, just in case it ends up falling in value over the next few years, an emergency hits, etc. Again, I’m not defending it, since I really think everyone should have access to as much info about their financial situation as possible, just saying there are somewhat less-sinister possibilities here.

I can completely relate! I’ve struggled for years with the same emotional issue and I’m 40! A little different here though – my mom put the money in AND she controls the trust. A definite conflict of interest, but she’s the ultimate control freak, so what can a girl do? Now she wants the money back. I think you are in a much better position then the rest of us! Kudoos to you and the lessons you are teaching your kids, and kudos to your husband for struggling with understanding.

Maxie (#5,780)

The thing about trust funds is they are nothing but a license to steal, if put in a family member’s hands. I knew since I was a little girl I had a trust fund. Never really cared, when you are 10 years old, hearing you’ll inherit money at 35 is not that exciting. At 10, 35 seems ancient. I married young, had 4 children and my husband did extremely well for himself, the old fashioned way he earned it. We struggled at first, but then became quite wealth ourselves. Never received a penny from that good old trust fund. My husband died unexpectedly at 38. I entrusted everything to my father, who set up that trust fund through his “generosity” Gave him my power of attorney (he wiped out my bank account) He sat on all my husband’s business partnerships for a year and a half, sued me for my husband’s multi million dollar life insurance policy, allowed all our homes to fall into foreclosure (one had a $325K mortgage and a fair market value of $1.2 million) Found out that first trust disappeared, he created a 2nd trust, an agency account a family limited partnership and trusts for my kids. He sued me for my husband’s money, using my trust funds. He’s emptied the one trust down to $10K from 1.6 million, bought me out of family partnership, agency account, trusts, family partnerships held at schwab, they can only give me information if trustee approves. Took him to court, atty. on full contingency, kept asking for records from bank accounts during discovery, returned blank. Asked Judge to compel the records. Refused. We had depositions, very clear that money was being hidden or removed. Atty. filed emergency motions to compel on everything. Two weeks later, he went missing. He resurfaced agreed to work w/ forensic accountants I retained. Went missing again. Asked him to remove himself. Filed petition to remove trustee, who was and still is suing me for monies removed from my trust fund to sue me for life insurance monies left to me by my husband. I paid to sue myself. Arrived in Judges courtroom, only to be ambushed. Never addressed removal of trustee, which was clearly written on order (I have) and docketed. Judge says we’re here to wrap things up. In one month he approves accountings in which 1.6 million is brought to next to nothing, they were never audited, I’ll never find out what happened to all my other accounts. I paid (stupidly) another atty. to file appeal, surprise he goes missing. Both these attys. looked at all my records and said it was the most criminal thing they had ever seen. Myfather has way too much money, he’s stolen most of my husband’s moneys and we are now getting by on the little left from life insurance, depleted by all the atty. bills. The true story would make you sick to your stomach. Trust funds are corrupt and ungoverned and nothing but a license to steal

ruben (#6,534)

I have a sister that has been married to her husband for 5 years and together for 8 years, right when my sister became part of his life his father steps in( not even the biological father) and has son , which is my sisters husband sign power of attorney over to him. My sisters husband has a trust fund because of a car accident he was in when he was a kid and all they get is $1000.00 monthly from the father. They do not get to see bank statements. Father says that my sister husband is running out of money in a few months and will getting more money next year. What rights does my sister have? She takes care of two kids of her husband’s and they have one kid together. Any suggestions? They are really going through a hard time financially :(

Comments are closed!