Comments on: As For Me, I Am Obviously Biased Towards the Present http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/ Everything About Money You Were Too Polite To Ask Fri, 24 May 2013 16:36:55 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: nikp http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33765 nikp Tue, 05 Feb 2013 14:40:52 +0000 http://thebillfold.com/?p=22897#comment-33765 I'm thankful for a lot of things, but mostly for the fact that I've always worked at places that paid weekly. I could handle bi-monthly, in theory, but I never, ever want to have to try it. I’m thankful for a lot of things, but mostly for the fact that I’ve always worked at places that paid weekly.

I could handle bi-monthly, in theory, but I never, ever want to have to try it.

]]> By: shannowhamo http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33711 shannowhamo Mon, 04 Feb 2013 22:39:41 +0000 http://thebillfold.com/?p=22897#comment-33711 I think maybe the kind of people who come to this site are just more likely to be responsible with money so I'll chime in to represent the other Logans of the world. OF course I spend a ton of money on pay day, I haven't been able to afford anything before then, duh! I have tons of consumer debt and always spend up until the last cent before pay day. I'd of course prefer if I wasn't like that and hope to improve with age (I'm at least not using the credit cards any more, which is a start) but I like to shop and buy what I want and not stress too much about it. But I love reading about how responsible every one else is, maybe it will inspire me? I think maybe the kind of people who come to this site are just more likely to be responsible with money so I’ll chime in to represent the other Logans of the world. OF course I spend a ton of money on pay day, I haven’t been able to afford anything before then, duh! I have tons of consumer debt and always spend up until the last cent before pay day. I’d of course prefer if I wasn’t like that and hope to improve with age (I’m at least not using the credit cards any more, which is a start) but I like to shop and buy what I want and not stress too much about it. But I love reading about how responsible every one else is, maybe it will inspire me?

]]> By: shannowhamo http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33707 shannowhamo Mon, 04 Feb 2013 22:36:31 +0000 http://thebillfold.com/?p=22897#comment-33707 @WhyHelloThere Hah, I don't even know what "too much money" in my bank account means! I'm very present biased, obviously. @WhyHelloThere Hah, I don’t even know what “too much money” in my bank account means! I’m very present biased, obviously.

]]> By: redheaded&crazy http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33691 redheaded&crazy Mon, 04 Feb 2013 21:42:32 +0000 http://thebillfold.com/?p=22897#comment-33691 I definitely spend more money right after I get paid, but I also don't carry a credit card balance. WHO AM I???? *identity crisis* I definitely spend more money right after I get paid, but I also don’t carry a credit card balance. WHO AM I???? *identity crisis*

]]> By: CubeRootOfPi http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33683 CubeRootOfPi Mon, 04 Feb 2013 20:43:35 +0000 http://thebillfold.com/?p=22897#comment-33683 @WhyHelloThere Same here. Can't afford to be present biased. @WhyHelloThere Same here. Can’t afford to be present biased.

]]> By: Fig. 1 http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33648 Fig. 1 Mon, 04 Feb 2013 18:57:03 +0000 http://thebillfold.com/?p=22897#comment-33648 What's the term for the person who looks at their CC statement and goes spendy on the last week of the month just cause they've only racked up so much in the first three weeks, thus eliminating any virtuous saving behaviour? What’s the term for the person who looks at their CC statement and goes spendy on the last week of the month just cause they’ve only racked up so much in the first three weeks, thus eliminating any virtuous saving behaviour?

]]> By: Blondsak http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33631 Blondsak Mon, 04 Feb 2013 18:23:26 +0000 http://thebillfold.com/?p=22897#comment-33631 @ImASadGiraffe I'm with you on the credit card. It is my primary source for paying for anything and everything, but I pay it off in full every month. And every few months, I save up a large enough cash-back bonus to get a reduction on my current payment! @ImASadGiraffe I’m with you on the credit card. It is my primary source for paying for anything and everything, but I pay it off in full every month. And every few months, I save up a large enough cash-back bonus to get a reduction on my current payment!

]]> By: stuffisthings http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33627 stuffisthings Mon, 04 Feb 2013 18:09:32 +0000 http://thebillfold.com/?p=22897#comment-33627 @cryptolect I also strongly prefer receiving presents to not receiving presents. Even though gift-giving is a major source of <a href="http://ideas.repec.org/a/eee/soceco/v38y2009i2p215-220.html">deadweight loss</a>. @cryptolect I also strongly prefer receiving presents to not receiving presents. Even though gift-giving is a major source of deadweight loss.

]]> By: kellyography http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33626 kellyography Mon, 04 Feb 2013 18:08:47 +0000 http://thebillfold.com/?p=22897#comment-33626 @WhyHelloThere I heard that. I am trying to get myself to spend a few hundred dollars to go on a spring break vacation and it is incredibly difficult. Maybe if I get tax money back? I think I hoard money because I know when I retire I won't have enough to live on. @WhyHelloThere I heard that. I am trying to get myself to spend a few hundred dollars to go on a spring break vacation and it is incredibly difficult. Maybe if I get tax money back? I think I hoard money because I know when I retire I won’t have enough to live on.

]]> By: ImASadGiraffe http://thebillfold.com/2013/02/as-for-me-i-am-obviously-biased-towards-the-present/#comment-33621 ImASadGiraffe Mon, 04 Feb 2013 17:55:41 +0000 http://thebillfold.com/?p=22897#comment-33621 No present bias here. I have a spreadsheet that calculates out how much money I'll have like 6 months from now, based on current paychecks and bills I have to pay. I pay my credit card in full each month (only use it for the points). No present bias here. I have a spreadsheet that calculates out how much money I’ll have like 6 months from now, based on current paychecks and bills I have to pay. I pay my credit card in full each month (only use it for the points).

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