Thursday is a great day to do that 1 thing you don’t want to do but also don’t want to continue thinking about doing.
I got paid this week, and yesterday I logged into my checking account to make bill payments and transfers and to check on the state of things (the state of things is sweet relief—the account had been at zero for … awhile). My J.Crew card e-bill hadn’t come, so I logged into the actual site and saw that … my balance was $246.51. SO TANTALIZINGLY SMALL. So I just clicked the necessary buttons and paid it off. This is the second of my current credit cards I’ve paid off. EEK THAT IS EXCITING. So my 1 thing today is to call and close the card so that I’m never ever ever ever tempted to use it ever ever ever again ever. The physical card no longer exists but one terrible thing about store credit cards is you don’t need the card to buy something—they can just look up your account! AWFUL. AWFUL. AWFUL. I have not done this, by the way. I have been tempted! In moments of weakness I have thought, I could totally walk into a J.Crew and walk out with a sweater or some shoes or something and I wouldn’t have to swipe anything because there is nothing to swipe! But I never did. And now I never will. IT IS DEAD TO ME. And very soon, it won’t exist at all.