During this time I also made a discovery: You can negotiate medical bills. I got a bill for $2,500, but I didn’t really understand it. So I called the insurance company, who said there was nothing they could do about it. Then I called the hospital. The insurance department at the hospital said they would do some investigating. When they called me back, to my surprise, they’d discovered I had been billed twice for the same surgery and they owed me $250.
Before, I just assumed that if you had something done, you owed the money! It wasn’t until I started questioning things that I realized it was possible to save on medical bills. I also found out that if you prepay your copay, they’ll actually give you a break of 10% off your bill. For a $750 procedure, that’s a big chunk of change.
Our pals at LearnVest have a great story about how a young woman learned to advance her career, save a bunch of money, kick cancer, and have the wedding she and her husband always wanted. It’s inspiring.