Change You Can Believe In (In Your Bag)
I have a personal rule that I will not return to my house after I have left my house unless it is the Most Dire of Circumstances. Like: Leaving my phone at home (the horror). Leaving my laptop at home (this has happened twice on my way to the office and I don’t want to even talk about it). Leaving without tampons when I really need tampons (I have a fifty/fifty track record on this—often I’ll just buy new tampons, because: You can never have too many tampons.) I just really hate to backtrack.
But: Today I left a pen at home and I was halfway down the stairs before I realized: I don’t have a pen. I was planning on making a list on the subway (tasking in multiples), and I really required a pen. I stood on the stair for more than a few moments to think a way out of my pen-dicament. I could buy a pen, but I couldn’t think of anywhere on the way to the train that would be sure to have them. (Do bodegas have pens? I didn’t know the answer, and I didn’t have the time to find out.) I thought about going into a shop and begging the waiter to borrow a pen and then … leaving with the pen. But this seemed awkward and dishonest. I mean, I’m sure there would be a way to do it in an in-and-out situation (“Can I see that pen for a sec?” [RUNS AWAY]), but it was early. Plus: I didn’t want to talk to anyone. I walked back upstairs and got the pen.
I was in and out and down the stairs and down the block and then I was in the train station. The sign said the next train was two minutes away—I was obviously a genius of time management. I smugly swiped my card and started to walk through the turnstile when I was barred by two terrible words: “INSUFFICIENT FARE” (caps not mine, for once). I had to re-up my MetroCard. Fine. FINE. I could do that in two minutes and the machines were just right there and fine. I turned around and approached the first of three machines. I started tapping buttons, impatiently. NOTHING WAS HAPPENING. “Out of order.” Oh, I see. I moved to the next machine. Pushed a button while fumbling for my debit card—”TEMPORARILY NO CREDIT AND DEBIT,” it said (or maybe it said “NO CREDIT OR DEBIT RIGHT NOW,” or “SORRY SUCKER,” or, “WHY DON’T YOU HAVE REAL MONEY LIKE A NORMAL PERSON” —my memory is fuzzy on this detail).
Third machine: SAME THING. What. What. Whaaat. An attractive Irish man had come up to the second machine while I was staring at the third and was pushing some buttons. He asked me if I knew whether the machine would give him change for his $50 bill. I did not know. But I stared at his $50 for longer than one second because I had not seen one in a long time. It looked nice. He decided not to chance it, and a good thing, because I later saw that the max amount of change the machines give is $6 and wouldn’t that have sucked. He went upstairs to get change, which is what I should have done in the first place, gone upstairs and used an ATM. But: I hate to backtrack. So instead I started feeding coins into the machine. I had three quarters and some dimes in my wallet. Then I dug around my laptop and my bag of almonds and my bag of carrots and my tub of hummus and my laptop cord and my shirt in case I got cold later and my pen that it was so important that I get and my bottle of water and my phone (so glad I didn’t forget that) and my two notepads and about twelve tampons and three things of hand sanitizer and two things of lipstick until I had a fistful of change, which I fed into the machine. $2.65—fifteen cents more than than the $2.50 one-way ticket. Success.
I think the lesson is that I should keep a twenty in my wallet hidden for emergencies just like this emergency, but I feel that psychically, I’d be too tempted to treat that emergency twenty dollar bill like I used to treat my emergency credit cards, which was: For anything but actual emergencies. So for my mental health I will not be doing this thing. But you probably should. Emergency twenty dollars: a good idea.












omg I almost left my laptop at home today! I remembered before I got on the bus which was the first time I had such success. The last two times I did it (yeap) I was getting off at the subway station by my office before I realized it. and they were within a week of one another!
I have an emergency 5 dollars in my car. It’s kind of laughable because what can 5 dollars really do for you in an emergency? The temptation to spend the 20 would be pretty huge though.
This was me all during high school (because emergency $20′s had to be used for dinner between extracurriculars). And if my monthly pass didn’t come out of my paycheck, now, it would probably still be me today…
I read something once about putting an emergency $20 in between your phone and its case. This could be a good idea for you, if you’re the kind of person who has a case on your phone.
@Reginal T. Squirge I wonder if it would fit between the phone’s battery and battery cover?
The emergency $20 is inside the phone!?
@Reginal T. Squirge UNTIL VERY RECENTLY i WAS the kind of person who always had a case on my phone. but then I took it off to clean it and the phone is just so nice and sleek and feels so good without the case that … i am now not using a case. it feels DANGEROUS. but i can’t quit.
@Logan Sachon ahhhh i did this. and then i noticed these tiny scratches on what i had been repeatedly told was the kind of glass that wouldn’t, COULDN’T scratch, and then i got all depressed and put my case back on again. :(
@Logan Sachon
Maybe just chuck a $20 note in the bottom of your bag and let that thing just float around so it gets a bit buried? It’s just inaccessible enough that you won’t randomly spend it, but it’s still there if you really, really need it in an emergency.
@Reginal T. Squirge UNDER the battery! Then you’d have to disable your phone in order to use it, such a pain in the ass.
This was at Lorimer! I had the exact same problem as you — the Metropolitan and Union machines were only taking change! I went to the Metropolitan and Lorimer entrance (ARGH A WHOLE BLOCK AWAY), which took cash and change.
Worst part: my fumbling and the extra time it took meant I was unsuccessful in avoiding an acquaintance and made small talk instead of reading my book the whole way to work. :(
@nzle “gee nozlee, so glad you enjoyed our conversation on the train today”
@Logan Sachon Not ashamed to say that I’d rather read Deborah Eisenberg’s short stories than talk to almost anyone.
@nzle deborah eisenberg! she is my favourite. so underrated. er, yes, this, i would rather hide in a book than talk to people (except on the internet?)
I used to carry an emergency $20, but because Logan and I clearly have many things in common, I would spend that ALL THE DAMN TIME. For awhile I’d carry an emergency $50, which worked better, because you really have to stop and think if you’re going to break a $50.
At least, if you’re me.
Now I have no emergency money, but I should try to do that again.
@cherrispryte I think we share some of the same foibles because an emergency $50 might just solve my ‘problem’ of $20s getting spent on cabs and thai food. Thanks!
@cherrispryte
I did the same thing! I have no idea why it works so well for me, but I’ve never spent my emergency 50$ bill on something unnecessary. Possibly because I don’t want to go through the hassle of waiting in line at the bank to obtain a new fifty…
I’d like to go into Logan’s brain for a second so I can understand why considering going into a restaurant and planning to steal a pen from a waiter would be easier than just walking back upstairs to get a pen. But it would have made for an entertaining post!
@Mike Dang hahahahaha i kept thinking that too but also that she is probably a person who can come up with the most creative possible solution to ANYTHING.
@Mike Dang NEVER LOOK BACK.
I may or may not occasionally spend my “emergency” twenty – but what is worse, I *forget* about it. Which is why I’ve stopped. It frightens me to think there may be twenties in strange places in all my bags.
I FEEL you on the no backtracking. The second I’m over the threshold, there is no going back. I also refuse to run errands here and there – one outing, ALL ERRANDS.
And maybe $20 is too much for a hypothetical cash emergency – five bucks would have been fine, and a five can be used for an emergency bottle of water when you’re parched, an emergency gallon of gas if you’re suddenly out, or an emergency tube of cheap stockings if you ever have a stocking-related emergency. Little things! Spend the part of the $5 you need and give the rest to a busker or something.
@Mrs. Beeton Seriously. I left my glasses on the kitchen table this morning, and I remembered them before I even started the car, but NOPE. I have been feeling vertiginous all day but at least I didn’t backtrack.
I really, really, really wanted to have an emergency $20 this weekend, for maybe the first time in recent memory, because I would have spent it on EMERGENCY PEACHES and not regretted it for one second. I don’t have to defend my intense need for only the freshest, ripest peaches to you!
but my failure to obtain peaches from the place I wanted to buy them from so completely destroyed me that I was legit sobbing. I think I will leave an emergency $20 in the car, which totally will be helpful for genuine emergency situations, as well.
My brother used to keep a dollar in his car for JBC emergencies. Junior Bacon Cheeseburger. This was back when a JBC only cost a dollar, though. Now you need 1.29 or something.
I THINK I have an emergency $20 in my car’s glovebox. I also think I have my updated insurance card in there.
My father would be very unhappy to find out if either of those were untrue (sorry Dad!).
Unlike Logan, I am not as creative in finding solutions to leaving things like pens at home, so unless I’ve gotten more than 5 minutes away (give or take), I always just go back. But I would reconsider if that was 5 minutes walking/public transit instead of 5 minutes in my car.
I hate to break this to you, Logan, but the MTA does not sell roundtrip tickets.
@mishaps i know that and i don’t know why i typed that! THANKZ
@Logan Sachon I didn’t want you to get to the train at the end of the day and have to go through all of that again!
i have forgotten my wallet at home once or twice, and decided not to walk two avenues back home to get it because my metrocard was in my coat pocket and it was really the only thing i needed from my wallet.
thinking about it now, it’s probably an excellent money-saving strategy to only bring your metrocard out with you.
@cliuless
No no no, you should always have an ID with you too. Not having ID and riding the train/bus is a bad idea.