Comments on: I Love Quicken http://thebillfold.com/2012/06/i-love-quicken/ Everything About Money You Were Too Polite To Ask Thu, 23 May 2013 15:14:26 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: the girl sleuth http://thebillfold.com/2012/06/i-love-quicken/#comment-7303 the girl sleuth Wed, 20 Jun 2012 05:22:23 +0000 http://thebillfold.com/?p=6605#comment-7303 @amygdala I registered just to second this recommendation. Someone here recommended You Need A Budget a few months ago. I'm also a quicken dropout, and used mint to track my spending but then didn't curb the spending at all, so not so useful for me, as a tool. In addition, I've always been allergic to budgeting--grew up poor,hated to deny myself, parents who were fearful of money and who didn't have skills to share, blah, blah, blah. ANYWAY, started using YNAB and am finding that I have started saving, paying off credit, and generally living within my means. I think with mint I had the attitude of "and there it goes" with my money, but figuring out where it will go and then following that plan (with tweaks) has been amazing. Plus having four goals instead of 40 (always my problem with Quicken) has made my finances manageable for the first time in my life. @amygdala I registered just to second this recommendation. Someone here recommended You Need A Budget a few months ago. I’m also a quicken dropout, and used mint to track my spending but then didn’t curb the spending at all, so not so useful for me, as a tool. In addition, I’ve always been allergic to budgeting–grew up poor,hated to deny myself, parents who were fearful of money and who didn’t have skills to share, blah, blah, blah. ANYWAY, started using YNAB and am finding that I have started saving, paying off credit, and generally living within my means. I think with mint I had the attitude of “and there it goes” with my money, but figuring out where it will go and then following that plan (with tweaks) has been amazing. Plus having four goals instead of 40 (always my problem with Quicken) has made my finances manageable for the first time in my life.

]]> By: brinsonian http://thebillfold.com/2012/06/i-love-quicken/#comment-7247 brinsonian Tue, 19 Jun 2012 21:01:38 +0000 http://thebillfold.com/?p=6605#comment-7247 @bgprincipessa I do the same thing! I use Mint and track EVERYTHING, including cash purchases, and always go in and split my expenses from all-purpose stores (like when I get groceries, booze, and shampoo all at one place, I break those all out into the appropriate categories). I've had some trouble with Mint playing nicely with my credit union account, but it's mostly behaving now. I'm like Elise--having the data to look back on delights me to no end. @bgprincipessa I do the same thing! I use Mint and track EVERYTHING, including cash purchases, and always go in and split my expenses from all-purpose stores (like when I get groceries, booze, and shampoo all at one place, I break those all out into the appropriate categories). I’ve had some trouble with Mint playing nicely with my credit union account, but it’s mostly behaving now.

I’m like Elise–having the data to look back on delights me to no end.

]]> By: amygdala http://thebillfold.com/2012/06/i-love-quicken/#comment-7233 amygdala Tue, 19 Jun 2012 18:23:46 +0000 http://thebillfold.com/?p=6605#comment-7233 You Need A Budget! I cannot recommend it enough. I've been waiting for an appropriate post to bring this up. Actually I think I got the recommendation from someone in the comments here ay the Billfold. Anyway I come from an extremely poor family, and have always had a terrible, destructive relationship with money. For the first time in my life, I’m not living paycheck to paycheck (despite making barely above minimum wage), my CC gets paid off in full every month, and I’m finally paying down the $2.5k in personal debt that I’ve been carrying around for about 5 years (almost 30% there already!), and amazingly I haven’t really even felt any of this at all. I don’t feel like I’m depriving myself to budget. It’s sort of similar to Quicken, in that you track all of your spending, and it’s assigned categories. But it has been amazing for me and a success in a way that Mint and Quicken both failed me. There’s a corresponding iPhone app (I think one for Android as well, though not sure), so tracking spending is super easy. I just input any spending I do as I do it, and it gets categorized and input right then. http://www.youneedabudget.com/ You Need A Budget! I cannot recommend it enough. I’ve been waiting for an appropriate post to bring this up. Actually I think I got the recommendation from someone in the comments here ay the Billfold. Anyway I come from an extremely poor family, and have always had a terrible, destructive relationship with money. For the first time in my life, I’m not living paycheck to paycheck (despite making barely above minimum wage), my CC gets paid off in full every month, and I’m finally paying down the $2.5k in personal debt that I’ve been carrying around for about 5 years (almost 30% there already!), and amazingly I haven’t really even felt any of this at all. I don’t feel like I’m depriving myself to budget. It’s sort of similar to Quicken, in that you track all of your spending, and it’s assigned categories. But it has been amazing for me and a success in a way that Mint and Quicken both failed me. There’s a corresponding iPhone app (I think one for Android as well, though not sure), so tracking spending is super easy. I just input any spending I do as I do it, and it gets categorized and input right then. http://www.youneedabudget.com/

]]> By: stuffisthings http://thebillfold.com/2012/06/i-love-quicken/#comment-7229 stuffisthings Tue, 19 Jun 2012 17:41:27 +0000 http://thebillfold.com/?p=6605#comment-7229 Interesting. My parents always encouraged me to use Quicken but I insisted that Mint was "the same thing," whilst constantly blowing my budget, missing payments, and overdrawing my accounts. Maybe you're on to something here... Interesting. My parents always encouraged me to use Quicken but I insisted that Mint was “the same thing,” whilst constantly blowing my budget, missing payments, and overdrawing my accounts. Maybe you’re on to something here…

]]> By: kellyography http://thebillfold.com/2012/06/i-love-quicken/#comment-7219 kellyography Tue, 19 Jun 2012 15:59:38 +0000 http://thebillfold.com/?p=6605#comment-7219 This is awesome! I do not have enough discipline to enter every single purchase on my own time (too much time spent reconciling other credit cards/receipts at work), but the idea of pulling up graphs directly related to my spending is kind of tempting. Also, JC represent! This is awesome! I do not have enough discipline to enter every single purchase on my own time (too much time spent reconciling other credit cards/receipts at work), but the idea of pulling up graphs directly related to my spending is kind of tempting. Also, JC represent!

]]> By: bgprincipessa http://thebillfold.com/2012/06/i-love-quicken/#comment-7218 bgprincipessa Tue, 19 Jun 2012 15:55:24 +0000 http://thebillfold.com/?p=6605#comment-7218 I have all of the same lists that you mentioned above - books, boys, bills. But I do use Mint - I try to use my card to pay for things as much as humanly possible, and sign on to Mint about 4x per day to obsess over what I've spent/saved. Healthy. I've never used Quicken, maybe I will look at it someday. I have all of the same lists that you mentioned above – books, boys, bills. But I do use Mint – I try to use my card to pay for things as much as humanly possible, and sign on to Mint about 4x per day to obsess over what I’ve spent/saved. Healthy. I’ve never used Quicken, maybe I will look at it someday.

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