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	<title>Comments on: Safe Shopping with Psychology</title>
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	<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/</link>
	<description>Everything About Money You Were Too Polite To Ask</description>
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		<title>By: ThatWench</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2671</link>
		<dc:creator>ThatWench</dc:creator>
		<pubDate>Fri, 11 May 2012 15:31:16 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2671</guid>
		<description>@Laura Yan@twitter I love mbmargarita&#039;s idea, also. But in your shoes, I&#039;d totally walk right into the grocery store. Most supermarkets in this town are always trying to do the &quot;buy 6 bottles of wine and get 10% off all of them deal&quot;, but of course, when I&#039;m shopping for groceries and going through the wine aisle, I just need a bottle for that night&#039;s recipe. (I also grocery shop on foot/mass transit, so weight is usually a major issue; while I can carry six bottles of wine, that plus the groceries I&#039;m buying at the same time is not good.)

So, six of your favorite $10 bottles, minus 10% = $54 = $4 out of pocket to feel like you&#039;re super-prepared for the next time you feel like wine with dinner, or friends come over, or whatever else.

Or, if stocking up on $10 bottles sounds too close to practical, stock up on $20 bottles for the out-of-pocket cost of $10 bottles. </description>
		<content:encoded><![CDATA[<p>@Laura Yan@twitter I love mbmargarita&#8217;s idea, also. But in your shoes, I&#8217;d totally walk right into the grocery store. Most supermarkets in this town are always trying to do the &#8220;buy 6 bottles of wine and get 10% off all of them deal&#8221;, but of course, when I&#8217;m shopping for groceries and going through the wine aisle, I just need a bottle for that night&#8217;s recipe. (I also grocery shop on foot/mass transit, so weight is usually a major issue; while I can carry six bottles of wine, that plus the groceries I&#8217;m buying at the same time is not good.)</p>
<p>So, six of your favorite $10 bottles, minus 10% = $54 = $4 out of pocket to feel like you&#8217;re super-prepared for the next time you feel like wine with dinner, or friends come over, or whatever else.</p>
<p>Or, if stocking up on $10 bottles sounds too close to practical, stock up on $20 bottles for the out-of-pocket cost of $10 bottles.</p>
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		<title>By: Megano!</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2556</link>
		<dc:creator>Megano!</dc:creator>
		<pubDate>Thu, 10 May 2012 16:50:58 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2556</guid>
		<description>@Roxanne Rholes@twitter Yeah I do that too. But sometimes I am super far from home and have to decide there. </description>
		<content:encoded><![CDATA[<p>@Roxanne Rholes@twitter Yeah I do that too. But sometimes I am super far from home and have to decide there.</p>
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		<title>By: Dan@twitter</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2473</link>
		<dc:creator>Dan@twitter</dc:creator>
		<pubDate>Wed, 09 May 2012 18:09:34 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2473</guid>
		<description>I got a $500 amex cash card after a brutal stretch at work as a spot bonus. I sat on it for a few months until this week, not really considering anything as &quot;special&quot; enough to qualify using it.  I&#039;ve had some indulgences I&#039;ve paid for otherwise, but mostly things for my wife and I, and this was MY bonus... which my wife was ok with.  

And then I got my car inspected and needed $900 worth of fixes to the drive train so it will pass inspection.  Hoo. Ray.</description>
		<content:encoded><![CDATA[<p>I got a $500 amex cash card after a brutal stretch at work as a spot bonus. I sat on it for a few months until this week, not really considering anything as &#8220;special&#8221; enough to qualify using it.  I&#8217;ve had some indulgences I&#8217;ve paid for otherwise, but mostly things for my wife and I, and this was MY bonus&#8230; which my wife was ok with.  </p>
<p>And then I got my car inspected and needed $900 worth of fixes to the drive train so it will pass inspection.  Hoo. Ray.</p>
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		<title>By: mbmargarita</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2441</link>
		<dc:creator>mbmargarita</dc:creator>
		<pubDate>Wed, 09 May 2012 13:59:36 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2441</guid>
		<description>@Laura Yan@twitter I got $150 in AmEx gift cards from work and I&#039;ve been loving spending them away slowly at Starbucks.  I get to treat myself to the indulgence of a $5 latte 30 times-- it feels amazingly extravagant and this gift card seems to be lasting forever!  I&#039;m going to be devastated when it finally runs out.</description>
		<content:encoded><![CDATA[<p>@Laura Yan@twitter I got $150 in AmEx gift cards from work and I&#8217;ve been loving spending them away slowly at Starbucks.  I get to treat myself to the indulgence of a $5 latte 30 times&#8211; it feels amazingly extravagant and this gift card seems to be lasting forever!  I&#8217;m going to be devastated when it finally runs out.</p>
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		<title>By: Roxanne Rholes@twitter</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2440</link>
		<dc:creator>Roxanne Rholes@twitter</dc:creator>
		<pubDate>Wed, 09 May 2012 13:53:45 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2440</guid>
		<description>@Megano! My mom taught me a great trick: leave the item at the store, and if you still think about it two days later, go back and get it. If you don&#039;t really love it, you&#039;ll forget or be too lazy to go back to the store. And if it isn&#039;t there anymore, that&#039;s $X you didn&#039;t spend, so good job!</description>
		<content:encoded><![CDATA[<p>@Megano! My mom taught me a great trick: leave the item at the store, and if you still think about it two days later, go back and get it. If you don&#8217;t really love it, you&#8217;ll forget or be too lazy to go back to the store. And if it isn&#8217;t there anymore, that&#8217;s $X you didn&#8217;t spend, so good job!</p>
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		<title>By: Megano!</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2436</link>
		<dc:creator>Megano!</dc:creator>
		<pubDate>Wed, 09 May 2012 11:23:19 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2436</guid>
		<description>@redheaded&amp;crazy Well usually my size is gone by the time it&#039;s on sale, so like, I also have to gauge whether or not I want to take that risk!</description>
		<content:encoded><![CDATA[<p>@redheaded&#038;crazy Well usually my size is gone by the time it&#8217;s on sale, so like, I also have to gauge whether or not I want to take that risk!</p>
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		<title>By: redheaded&crazy</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2425</link>
		<dc:creator>redheaded&crazy</dc:creator>
		<pubDate>Wed, 09 May 2012 03:20:42 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2425</guid>
		<description>@Megano! haha you know how you&#039;re supposed to be like &quot;ok I like this at the sale price but would I still like it at the real price?&quot; I so try to do this and then I&#039;m like yeahhhhhhhh okay I would still like it at the real price I guess but it&#039;s not at the real price it&#039;s at the sale price which is a great price soooo *dollar signs in eyes*</description>
		<content:encoded><![CDATA[<p>@Megano! haha you know how you&#8217;re supposed to be like &#8220;ok I like this at the sale price but would I still like it at the real price?&#8221; I so try to do this and then I&#8217;m like yeahhhhhhhh okay I would still like it at the real price I guess but it&#8217;s not at the real price it&#8217;s at the sale price which is a great price soooo *dollar signs in eyes*</p>
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		<title>By: oatmealshrapnel</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2420</link>
		<dc:creator>oatmealshrapnel</dc:creator>
		<pubDate>Wed, 09 May 2012 02:01:22 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2420</guid>
		<description>I do this all the time, searching for the absolute PERFECT purchase that will solve all my problems and make me so happy that I&#039;ll forget whatever depression was in one big shit-eating grin.  I end up leaving so many stores empty handed, which makes me feel virtuous yet slightly rumpled that I&#039;d wasted so much time.  </description>
		<content:encoded><![CDATA[<p>I do this all the time, searching for the absolute PERFECT purchase that will solve all my problems and make me so happy that I&#8217;ll forget whatever depression was in one big shit-eating grin.  I end up leaving so many stores empty handed, which makes me feel virtuous yet slightly rumpled that I&#8217;d wasted so much time.</p>
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	<item>
		<title>By: Megano!</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2412</link>
		<dc:creator>Megano!</dc:creator>
		<pubDate>Wed, 09 May 2012 00:19:00 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2412</guid>
		<description>I don&#039;t do this with a gift card, but when I do go clothes shopping, especially when it&#039;s a bit more than I would usually pay, I&#039;m like, &quot;OK, I like it, but do I $50 like it? Do I have to have it now? Or can I wait until it goes on sale?&quot; It probably works 80% of the time. </description>
		<content:encoded><![CDATA[<p>I don&#8217;t do this with a gift card, but when I do go clothes shopping, especially when it&#8217;s a bit more than I would usually pay, I&#8217;m like, &#8220;OK, I like it, but do I $50 like it? Do I have to have it now? Or can I wait until it goes on sale?&#8221; It probably works 80% of the time.</p>
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		<title>By: chic noir</title>
		<link>http://thebillfold.com/2012/05/safe-shopping-with-psychology/#comment-2393</link>
		<dc:creator>chic noir</dc:creator>
		<pubDate>Tue, 08 May 2012 20:32:46 +0000</pubDate>
		<guid isPermaLink="false">http://thebillfold.com/?p=3608#comment-2393</guid>
		<description>@Laura Yan@twitter - Really, Macy&#039;s? Oh I find it so easy to use Macy&#039;s cards since Macy&#039;s has a good selection on mid price range handbags and a good selection of beauty brands. I get Macy&#039;s gift cards from my  Discover card.

 </description>
		<content:encoded><![CDATA[<p>@Laura Yan@twitter &#8211; Really, Macy&#8217;s? Oh I find it so easy to use Macy&#8217;s cards since Macy&#8217;s has a good selection on mid price range handbags and a good selection of beauty brands. I get Macy&#8217;s gift cards from my  Discover card.</p>
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